TellerScore

Headquartered in Duncan, Oklahoma, Endurance Federal Credit Union is a federal credit union with $196.5M in total assets and $168.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Endurance Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 13th. Problem-loan coverage contributes the most (98/100, 1.2%); earnings contributes the least (48/100, 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.69%
Loan quality93/100
Loans 60+ days delinquent ÷ total loans: 0.21%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity94/100
Loans ÷ shares: 66.4% · 4.4% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (85 → 83), mostly because the earnings component weakened by 14 points.

TellerScore
808385Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202481
Q4 202482
Q1 202580
Q2 202585
Q3 202585
Q4 202583
Q1 202682
Q2 202683
Net worth ratio
7.00%10.51%14.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.10%
Q3 202413.39%
Q4 202413.55%
Q1 202513.37%
Q2 202513.81%
Q3 202514.03%
Q4 202513.79%
Q1 202613.39%
Q2 202613.69%
Delinquent loans (60+ days)
0.12%0.20%0.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.24%
Q3 20240.27%
Q4 20240.12%
Q1 20250.29%
Q2 20250.28%
Q3 20250.17%
Q4 20250.26%
Q1 20260.18%
Q2 20260.21%
Return on assets
0.53%0.79%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.74%
Q3 20240.72%
Q4 20240.64%
Q1 20250.53%
Q2 20251.05%
Q3 20250.90%
Q4 20250.82%
Q1 20260.56%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$196.5M13.69%0.21%0.70%66.4%
Q1 202682$197.8M13.39%0.18%0.56%62.9%
Q4 202583$189.9M13.79%0.26%0.82%67.9%
Q3 202585$184.7M14.03%0.17%0.90%67.1%
Q2 202585$185.8M13.81%0.28%1.05%69.2%
Q1 202580$186.7M13.37%0.29%0.53%66.1%
Q4 202482$182.2M13.55%0.12%0.64%70.7%
Q3 202481$183.3M13.39%0.27%0.72%69.0%
Q2 202481$185.0M13.10%0.24%0.74%70.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.69%
76th
Problem loans0.21%
89th
Net charge-offs0.16%
76th
Return on assets0.70%
47th
Loans to deposits66.4%
68th
Uninsured deposits4.4%
67th
Loan-loss reserves0.00%
50th
Texas ratio1.2%
87th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
Municipal Emps CU of Oklahoma City Credit UnionCredit union Oklahoma City, OK62 out of 100, Moderate$190.5M8.8%0.17%vs
Western Sun Federal Credit UnionCredit union Broken Arrow, OK73 out of 100, Strong$181.5M17.6%0.71%vs
U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK85 out of 100, Very strong$213.5M16.3%0.20%vs
Okunity Federal Credit UnionCredit union Stillwater, OK72 out of 100, Strong$214.7M12.3%0.48%vs
Red River Federal Credit UnionCredit union Altus, OK79 out of 100, Strong$168.4M12.1%0.28%vs

Deposit insurance

Is my money safe at Endurance Federal Credit Union?

Yes. Endurance Federal Credit Union is a federally insured credit union (NCUA charter #13898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.4% of shares and deposits ($7.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Endurance Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Endurance Federal Credit Union
Type
Federal credit union
NCUA charter #
13898
RSSD ID
564584
Primary regulator
NCUA
Established
1960
Headquarters
2019 N Highway 81, Duncan, OK 73533
Employees
37

Quick answers

Endurance Federal Credit Union: common questions

Is Endurance Federal Credit Union NCUA insured?

Yes. Endurance Federal Credit Union is a federally insured credit union (NCUA charter #13898). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Endurance Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Endurance Federal Credit Union have?

1 office as of the latest NCUA data.