CFPB complaint counts · Oct 18, 2023 – Oct 18, 2026
Navy Federal Credit Union complaints
Consumers filed 34,444 complaints about NAVY FEDERAL CREDIT UNION with the Consumer Financial Protection Bureau over the past three years, 10,462 of them in the last 12 months. The most common product was "Checking or savings account" (48%), and the most common issue was "Problem caused by your funds being low". The company responded on time to 100.0% of complaints, and 23.1% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
34,444
Per $1B deposits
198.7median 8.5
Timely response
100.0%
Closed with relief
23.1%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Navy Federal Credit Union's financial scorecard.
By product
Product
Complaints
Share
Checking or savings account
16,481
47.8%
Credit reporting or other personal consumer reports
8,226
23.9%
Credit card
3,391
9.8%
Debt collection
3,150
9.1%
Vehicle loan or lease
1,234
3.6%
Money transfer, virtual currency, or money service
753
2.2%
Mortgage
747
2.2%
Payday loan, title loan, personal loan, or advance loan
379
1.1%
Debt or credit management
47
0.1%
Prepaid card
18
0.1%
Top issues
Issue
Complaints
Share
Problem caused by your funds being low
8,927
25.9%
Managing an account
4,886
14.2%
Incorrect information on your report
4,394
12.8%
Improper use of your report
2,867
8.3%
Problem with a company's investigation into an existing problem
1,571
4.6%
Attempts to collect debt not owed
1,446
4.2%
Problem with a lender or other company charging your account
1,263
3.7%
Problem with a purchase shown on your statement
1,114
3.2%
Took or threatened to take negative or legal action
890
2.6%
Closing an account
742
2.2%
Opening an account
579
1.7%
Getting a credit card
401
1.2%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
25,704
74.6%
Closed with non-monetary relief
5,636
16.4%
Closed with monetary relief
2,076
6.0%
In progress
1,028
3.0%
Top states
State
Complaints
Share
GA
4,539
13.2%
TX
4,418
12.8%
FL
3,796
11.0%
CA
2,553
7.4%
VA
1,915
5.6%
NC
1,870
5.4%
MD
1,727
5.0%
SC
1,422
4.1%
IL
1,225
3.6%
PA
921
2.7%
How they were submitted
Channel
Complaints
Share
Web
31,477
91.4%
Referral
2,107
6.1%
Phone
736
2.1%
Postal mail
124
0.4%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.