TellerScore

CFPB complaint counts · Oct 18, 2023 – Oct 18, 2026

Navy Federal Credit Union complaints

Consumers filed 34,444 complaints about NAVY FEDERAL CREDIT UNION with the Consumer Financial Protection Bureau over the past three years, 10,462 of them in the last 12 months. The most common product was "Checking or savings account" (48%), and the most common issue was "Problem caused by your funds being low". The company responded on time to 100.0% of complaints, and 23.1% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
34,444
Per $1B deposits
198.7median 8.5
Timely response
100.0%
Closed with relief
23.1%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Navy Federal Credit Union's financial scorecard.

By product

ProductComplaintsShare
Checking or savings account16,48147.8%
Credit reporting or other personal consumer reports8,22623.9%
Credit card3,3919.8%
Debt collection3,1509.1%
Vehicle loan or lease1,2343.6%
Money transfer, virtual currency, or money service7532.2%
Mortgage7472.2%
Payday loan, title loan, personal loan, or advance loan3791.1%
Debt or credit management470.1%
Prepaid card180.1%

Top issues

IssueComplaintsShare
Problem caused by your funds being low8,92725.9%
Managing an account4,88614.2%
Incorrect information on your report4,39412.8%
Improper use of your report2,8678.3%
Problem with a company's investigation into an existing problem1,5714.6%
Attempts to collect debt not owed1,4464.2%
Problem with a lender or other company charging your account1,2633.7%
Problem with a purchase shown on your statement1,1143.2%
Took or threatened to take negative or legal action8902.6%
Closing an account7422.2%
Opening an account5791.7%
Getting a credit card4011.2%

How complaints were closed

Company responseComplaintsShare
Closed with explanation25,70474.6%
Closed with non-monetary relief5,63616.4%
Closed with monetary relief2,0766.0%
In progress1,0283.0%

Top states

StateComplaintsShare
GA4,53913.2%
TX4,41812.8%
FL3,79611.0%
CA2,5537.4%
VA1,9155.6%
NC1,8705.4%
MD1,7275.0%
SC1,4224.1%
IL1,2253.6%
PA9212.7%

How they were submitted

ChannelComplaintsShare
Web31,47791.4%
Referral2,1076.1%
Phone7362.1%
Postal mail1240.4%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.