TellerScore

Tarrant County'S Credit Union (NCUA charter #60051) is based in Fort Worth, Texas. Its Q2 2026 call report shows $123.7M in total assets and $110.3M in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, Tarrant County'S Credit Union scores 53/100, which we describe as below average. That is higher than only 9% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 341st. Its strongest component is problem-loan coverage (86/100; 7.2%), and its lowest is earnings (0/100; -0.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.59%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.80%
Earnings0/100
Return on assets (annualized): -0.79%
Funding & liquidity79/100
Loans ÷ shares: 81.2% · 7.9% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (48 → 53), mostly because the loan quality component improved by 35 points.

TellerScore
485460Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202456
Q4 202449
Q1 202550
Q2 202548
Q3 202550
Q4 202554
Q1 202652
Q2 202653
Net worth ratio
7.00%8.81%10.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.21%
Q3 202410.62%
Q4 202410.48%
Q1 202510.08%
Q2 202510.05%
Q3 202510.22%
Q4 202510.08%
Q1 20269.63%
Q2 20269.59%
Delinquent loans (60+ days)
0.80%1.51%2.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.23%
Q3 20241.76%
Q4 20242.22%
Q1 20251.61%
Q2 20251.86%
Q3 20251.57%
Q4 20251.13%
Q1 20260.84%
Q2 20260.80%
Return on assets
-0.79%0.08%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20240.96%
Q4 20240.73%
Q1 20250.11%
Q2 20250.17%
Q3 20250.09%
Q4 20250.02%
Q1 2026-0.70%
Q2 2026-0.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$123.7M9.59%0.80%-0.79%81.2%
Q1 202652$126.1M9.63%0.84%-0.70%78.6%
Q4 202554$122.5M10.08%1.13%0.02%83.8%
Q3 202550$121.7M10.22%1.57%0.09%87.9%
Q2 202548$123.9M10.05%1.86%0.17%88.9%
Q1 202550$122.9M10.08%1.61%0.11%89.3%
Q4 202449$117.9M10.48%2.22%0.73%92.8%
Q3 202456$116.4M10.62%1.76%0.96%92.3%
Q2 202460$118.4M10.21%1.23%0.95%90.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.59%
22nd
Problem loans0.80%
42nd
Net charge-offs1.71%
2nd
Return on assets-0.79%
1st
Loans to deposits81.2%
38th
Uninsured deposits7.9%
31st
Loan-loss reserves0.00%
50th
Texas ratio7.2%
24th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
One Source Federal Credit UnionCredit union El Paso, TX63 out of 100, Moderate$124.0M10.3%0.27%vs
Telco Plus Credit UnionCredit union Longview, TX54 out of 100, Below average$124.3M9.3%0.31%vs
Bp Federal Credit UnionCredit union Houston, TX69 out of 100, Moderate$124.4M14.0%0.81%vs
United Community Credit UnionCredit union Houston, TX69 out of 100, Moderate$127.9M12.0%1.05%vs
Texoma Educators Federal Credit UnionCredit union Sherman, TX87 out of 100, Very strong$128.1M14.8%0.96%vs
Valley Federal Credit UnionCredit union Brownsville, TX73 out of 100, Strong$119.1M12.6%0.46%vs

Deposit insurance

Is my money safe at Tarrant County'S Credit Union?

Yes. Tarrant County'S Credit Union is a federally insured credit union (NCUA charter #60051). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.9% of shares and deposits ($8.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.59%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Tarrant County'S Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Tarrant County'S Credit Union reported 58 home-loan applications under HMDA (LEI 549300J5XPZQYI2FNC72): 14 originated ($1,540,000 total), 32 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 64.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Tarrant County'S Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60051
RSSD ID
272991
Primary regulator
State + NCUA
Established
1956
Headquarters
200 Taylor St Ste 215, Fort Worth, TX 76196
Employees
41

Quick answers

Tarrant County'S Credit Union: common questions

Is Tarrant County'S Credit Union NCUA insured?

Yes. Tarrant County'S Credit Union is a federally insured credit union (NCUA charter #60051). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Tarrant County'S Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Tarrant County'S Credit Union have?

2 offices as of the latest NCUA data, in 2 states.