CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026
American Express National Bank complaints
Consumers filed 30,584 complaints about AMERICAN EXPRESS COMPANY with the Consumer Financial Protection Bureau over the past three years, 11,566 of them in the last 12 months. The most common product was "Credit card" (46%), and the most common issue was "Incorrect information on your report". The company responded on time to 99.5% of complaints, and 28.2% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
30,584
Per $1B deposits
178.3median 8.5
Timely response
99.5%
Closed with relief
28.2%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See American Express National Bank's financial scorecard.
By product
Product
Complaints
Share
Credit card
14,184
46.4%
Credit reporting or other personal consumer reports
7,621
24.9%
Prepaid card
4,207
13.8%
Debt collection
3,151
10.3%
Checking or savings account
1,118
3.7%
Money transfer, virtual currency, or money service
151
0.5%
Payday loan, title loan, personal loan, or advance loan
109
0.4%
Debt or credit management
36
0.1%
Mortgage
5
0.0%
Vehicle loan or lease
2
0.0%
Top issues
Issue
Complaints
Share
Incorrect information on your report
4,243
13.9%
Problem with a purchase shown on your statement
3,951
12.9%
Trouble using the card
3,572
11.7%
Improper use of your report
2,435
8.0%
Other features, terms, or problems
2,239
7.3%
Getting a credit card
1,815
5.9%
Problem with a company's investigation into an existing problem
1,691
5.5%
Fees or interest
1,448
4.7%
Advertising and marketing, including promotional offers
1,331
4.4%
Took or threatened to take negative or legal action
1,202
3.9%
Attempts to collect debt not owed
1,104
3.6%
Closing your account
992
3.2%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
21,868
71.5%
Closed with monetary relief
4,750
15.5%
Closed with non-monetary relief
3,842
12.6%
In progress
124
0.4%
Top states
State
Complaints
Share
CA
4,490
14.7%
FL
3,539
11.6%
NY
3,119
10.2%
TX
2,684
8.8%
GA
1,985
6.5%
NJ
1,264
4.1%
IL
995
3.3%
NC
919
3.0%
PA
869
2.8%
VA
735
2.4%
How they were submitted
Channel
Complaints
Share
Web
29,181
95.4%
Referral
789
2.6%
Phone
459
1.5%
Postal mail
155
0.5%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.