TellerScore

CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026

American Express National Bank complaints

Consumers filed 30,584 complaints about AMERICAN EXPRESS COMPANY with the Consumer Financial Protection Bureau over the past three years, 11,566 of them in the last 12 months. The most common product was "Credit card" (46%), and the most common issue was "Incorrect information on your report". The company responded on time to 99.5% of complaints, and 28.2% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
30,584
Per $1B deposits
178.3median 8.5
Timely response
99.5%
Closed with relief
28.2%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See American Express National Bank's financial scorecard.

By product

ProductComplaintsShare
Credit card14,18446.4%
Credit reporting or other personal consumer reports7,62124.9%
Prepaid card4,20713.8%
Debt collection3,15110.3%
Checking or savings account1,1183.7%
Money transfer, virtual currency, or money service1510.5%
Payday loan, title loan, personal loan, or advance loan1090.4%
Debt or credit management360.1%
Mortgage50.0%
Vehicle loan or lease20.0%

Top issues

IssueComplaintsShare
Incorrect information on your report4,24313.9%
Problem with a purchase shown on your statement3,95112.9%
Trouble using the card3,57211.7%
Improper use of your report2,4358.0%
Other features, terms, or problems2,2397.3%
Getting a credit card1,8155.9%
Problem with a company's investigation into an existing problem1,6915.5%
Fees or interest1,4484.7%
Advertising and marketing, including promotional offers1,3314.4%
Took or threatened to take negative or legal action1,2023.9%
Attempts to collect debt not owed1,1043.6%
Closing your account9923.2%

How complaints were closed

Company responseComplaintsShare
Closed with explanation21,86871.5%
Closed with monetary relief4,75015.5%
Closed with non-monetary relief3,84212.6%
In progress1240.4%

Top states

StateComplaintsShare
CA4,49014.7%
FL3,53911.6%
NY3,11910.2%
TX2,6848.8%
GA1,9856.5%
NJ1,2644.1%
IL9953.3%
NC9193.0%
PA8692.8%
VA7352.4%

How they were submitted

ChannelComplaintsShare
Web29,18195.4%
Referral7892.6%
Phone4591.5%
Postal mail1550.5%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.