Utah · Q2 2026 call reports
Safest banks & credit unions in Utah
44 banks and 51 credit unions are headquartered in Utah, holding $1.1T in deposits. Including out-of-state institutions, there are 906 branch locations in the state. The highest-scoring Utah-based bank is Optum Bank, Inc. (93/100); highest-scoring credit union is Uintah Credit Union (100/100). The median score across all of them is 72.
- Banks
- 44
- Credit unions
- 51
- Branches
- 906
- Failures since 1934
- 30latest Mar 3, 2017
44 headquartered here
Utah banks ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Optum Bank, Inc.Bank Draper | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% |
| First Electronic BankBank Salt Lake City | 91 out of 100, Very strong | $502.9M | 46.8% | 0.01% |
| Central BankBank Provo | 89 out of 100, Very strong | $2.2B | 15.4% | 0.47% |
| SoFi Bank, National AssociationBank Cottonwood Heights | 88 out of 100, Very strong | $56.8B | 13.3% | 0.08% |
| WebBankBank Salt Lake City | 88 out of 100, Very strong | $2.9B | 17.4% | 0.51% |
| Medallion BankBank Salt Lake City | 88 out of 100, Very strong | $2.8B | 16.9% | 0.45% |
| BMW Bank of North AmericaBank Salt Lake City | 87 out of 100, Very strong | $13.8B | 13.2% | 0.09% |
| Square Financial Services, Inc.Bank Salt Lake City | 84 out of 100, Strong | $2.1B | 65.2% | 0.67% |
| The Pitney Bowes Bank, Inc.Bank Salt Lake City | 84 out of 100, Strong | $796.3M | 12.4% | 0.44% |
| Home Savings BankBank Salt Lake City | 84 out of 100, Strong | $108.8M | 15.7% | 0.00% |
| Grand Valley BankBank Heber City | 82 out of 100, Strong | $599.4M | 11.5% | 0.02% |
| Continental BankBank Salt Lake City | 80 out of 100, Strong | $181.8M | 16.2% | 0.98% |
| Stitch Bank, Inc.Bank Salt Lake City | 80 out of 100, Strong | $11.4M | 27.8% | 0.00% |
| Happen Bank, National AssociationBank Lehi | 79 out of 100, Strong | $12.5B | 11.0% | 0.82% |
| State Bank of Southern UtahBank Cedar City | 79 out of 100, Strong | $2.7B | 12.0% | 0.47% |
| Utah Independent BankBank Salina | 79 out of 100, Strong | $170.9M | 16.3% | 1.82% |
| WEX BankBank Sandy | 78 out of 100, Strong | $10.7B | 8.9% | 0.44% |
| Brighton BankBank Salt Lake City | 78 out of 100, Strong | $321.6M | 11.7% | 0.49% |
| Varo Bank, National AssociationBank Draper | 76 out of 100, Strong | $337.8M | 18.5% | 0.42% |
| Bank of UtahBank Ogden | 75 out of 100, Strong | $3.8B | 12.7% | 0.15% |
| Morgan Stanley Bank, National AssociationBank Salt Lake City | 74 out of 100, Strong | $419.3B | 10.4% | 0.47% |
| Sallie Mae BankBank Salt Lake City | 74 out of 100, Strong | $28.5B | 10.2% | 0.65% |
| Nelnet BankBank Draper | 74 out of 100, Strong | $3.0B | 15.9% | 2.17% |
| Cache Valley BankBank Logan | 73 out of 100, Strong | $3.5B | 10.7% | 0.29% |
| Column National AssociationBank Salt Lake City | 72 out of 100, Strong | $1.8B | 8.4% | 0.06% |
| Redemption BankBank Salt Lake City | 72 out of 100, Strong | $77.5M | 18.5% | 0.38% |
| Thrivent BankBank Salt Lake City | 71 out of 100, Strong | $905.6M | 29.8% | 0.26% |
| Prime Alliance BankBank Woods Cross | 70 out of 100, Strong | $1.1B | 11.5% | 1.60% |
| American Express National BankBank Sandy | 69 out of 100, Moderate | $213.9B | 8.8% | 0.63% |
| Synchrony BankBank Draper | 68 out of 100, Moderate | $115.2B | 12.6% | 2.04% |
| Quill BankBank Provo | 68 out of 100, Moderate | $1.6B | 14.4% | 2.54% |
| Zions Bancorporation, N.A.Bank Salt Lake City | 67 out of 100, Moderate | $89.0B | 9.4% | 0.47% |
| Merrick BankBank South Jordan | 67 out of 100, Moderate | $9.1B | 16.6% | 3.52% |
| Ally BankBank Sandy | 65 out of 100, Moderate | $188.2B | 9.6% | 0.85% |
| UBS Bank USA, National AssociationBank Salt Lake City | 64 out of 100, Moderate | $124.4B | 8.1% | 0.12% |
| Celtic BankBank Salt Lake City | 64 out of 100, Moderate | $5.3B | 18.0% | 3.63% |
| Sunwest BankBank Sandy | 63 out of 100, Moderate | $4.4B | 9.7% | 0.60% |
| FinWise BankBank Murray | 61 out of 100, Moderate | $915.5M | 18.1% | 5.11% |
| Transportation Alliance Bank, Inc. d/b/a TAB BankBank Ogden | 60 out of 100, Moderate | $1.6B | 11.7% | 1.79% |
| Comenity Capital BankBank Draper | 58 out of 100, Moderate | $13.9B | 12.8% | 3.21% |
| B2 Bank National AssociationBank Holladay | 57 out of 100, Moderate | $114.6M | 13.7% | 2.07% |
| Green Dot Bank DBA Bonneville BankBank Provo | 53 out of 100, Below average | $5.4B | 8.6% | 3.56% |
| Milestone BankBank Salt Lake City | 53 out of 100, Below average | $342.2M | 15.0% | 5.32% |
| First Utah BankBank Salt Lake City | 37 out of 100, Low | $840.3M | 10.2% | 6.39% |
51 headquartered here
Utah credit unions ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% |
| Members First Credit UnionCredit union Brigham City | 95 out of 100, Very strong | $209.1M | 14.9% | 0.43% |
| Elevate Federal Credit UnionCredit union Brigham City | 94 out of 100, Very strong | $260.3M | 20.9% | 0.24% |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City | 93 out of 100, Very strong | $166K | 99.9% | — |
| Nephi Western Employees Federal Credit UnionCredit union Nephi | 90 out of 100, Very strong | $46.4M | 34.5% | 0.15% |
| North Sanpete Federal Credit UnionCredit union Fairview | 89 out of 100, Very strong | $1.2M | 23.5% | 0.00% |
| Utah Power Credit UnionCredit union Murray | 87 out of 100, Very strong | $1.1B | 13.7% | 0.27% |
| S E a Credit UnionCredit union Richfield | 87 out of 100, Very strong | $7.4M | 19.1% | 0.00% |
| Flexpak Federal Credit UnionCredit union Woods Cross | 87 out of 100, Very strong | $1.9M | 19.9% | 0.00% |
| Varex Federal Credit UnionCredit union Salt Lake City | 85 out of 100, Very strong | $16.5M | 19.1% | 0.07% |
| Valley Wide Federal Credit UnionCredit union Vernal | 85 out of 100, Very strong | $404K | 33.5% | 0.00% |
| Presto Lewiston Employees Credit UnionCredit union Lewiston | 85 out of 100, Very strong | $342K | 26.6% | 0.00% |
| South Sanpete Credit UnionCredit union Manti | 83 out of 100, Strong | $1.1M | 12.9% | 0.00% |
| Orem City Employees Federal Credit UnionCredit union Orem | 82 out of 100, Strong | $2.7M | 14.3% | 0.13% |
| Goldenwest Federal Credit UnionCredit union Ogden | 81 out of 100, Strong | $4.3B | 13.2% | 0.47% |
| Eastern Utah Community Federal Credit UnionCredit union Price | 81 out of 100, Strong | $219.2M | 14.1% | 0.74% |
| P & S Credit UnionCredit union Salt Lake City | 80 out of 100, Strong | $24.9M | 12.1% | 0.02% |
| Gibbons and Reed Employees Federal Credit UnionCredit union Salt Lake City | 78 out of 100, Strong | $6.5M | 17.6% | 1.47% |
| Freedom Credit UnionCredit union Provo | 77 out of 100, Strong | $70.0M | 11.7% | 0.24% |
| Millard County Credit UnionCredit union Fillmore | 77 out of 100, Strong | $65.0M | 11.8% | 0.64% |
| New Heights Federal Credit UnionCredit union Logan | 75 out of 100, Strong | $27.7M | 14.9% | 0.93% |
| Utah Community Federal Credit UnionCredit union Provo | 74 out of 100, Strong | $4.0B | 10.7% | 0.38% |
| Desertview Federal Credit UnionCredit union Huntington | 74 out of 100, Strong | $48.3M | 13.7% | 1.90% |
| America First Federal Credit UnionCredit union Riverdale | 71 out of 100, Strong | $26.0B | 11.8% | 1.45% |
| Cyprus Federal Credit UnionCredit union West Jordan | 71 out of 100, Strong | $2.1B | 12.4% | 0.41% |
| Utah First Federal Credit UnionCredit union Salt Lake City | 71 out of 100, Strong | $1.2B | 10.4% | 0.13% |
| Hi-Land Credit UnionCredit union Salt Lake City | 71 out of 100, Strong | $37.9M | 26.8% | 0.03% |
| Wasatch Peaks Federal Credit UnionCredit union Ogden | 70 out of 100, Strong | $658.4M | 10.6% | 0.10% |
| C U P Federal Credit UnionCredit union Provo | 70 out of 100, Strong | $10.3M | 11.1% | 0.00% |
| Hollyfrontier Employee'S Credit UnionCredit union Bountiful | 69 out of 100, Moderate | $6.0M | 32.1% | 1.50% |
| Jordan Federal Credit UnionCredit union South Jordan | 68 out of 100, Moderate | $424.5M | 9.2% | 0.34% |
| Firefighters Credit UnionCredit union Draper | 68 out of 100, Moderate | $69.6M | 10.5% | 0.16% |
| Education 1st Credit UnionCredit union Ogden | 68 out of 100, Moderate | $61.9M | 9.9% | 0.05% |
| Logan Medical Federal Credit UnionCredit union Logan | 67 out of 100, Moderate | $33.2M | 18.4% | 2.80% |
| Devils Slide Federal Credit UnionCredit union Morgan | 67 out of 100, Moderate | $20.9M | 12.7% | 0.48% |
| Alpine Federal Credit UnionCredit union Orem | 66 out of 100, Moderate | $362.9M | 10.3% | 1.00% |
| Horizon Utah Federal Credit UnionCredit union Farmington | 64 out of 100, Moderate | $185.2M | 11.5% | 0.91% |
| Lu 354 I B E W Federal Credit UnionCredit union Salt Lake City | 64 out of 100, Moderate | $39.8M | 16.8% | 2.77% |
| Granite Federal Credit UnionCredit union Salt Lake City | 63 out of 100, Moderate | $918.4M | 10.0% | 0.54% |
| Utah Heritage Credit UnionCredit union Moroni | 63 out of 100, Moderate | $166.7M | 12.4% | 2.51% |
| San Juan Credit UnionCredit union Blanding | 62 out of 100, Moderate | $29.9M | 13.9% | 2.31% |
| Deseret First Federal Credit UnionCredit union West Valley Cit | 60 out of 100, Moderate | $1.3B | 8.6% | 0.75% |
| American United Federal Credit UnionCredit union West Jordan | 60 out of 100, Moderate | $382.7M | 11.5% | 1.25% |
| Mountain America Federal Credit UnionCredit union Sandy | 56 out of 100, Moderate | $22.9B | 9.6% | 1.30% |
| Ridgeline Federal Credit UnionCredit union Salt Lake City | 56 out of 100, Moderate | $27.6M | 9.2% | 0.91% |
| Canyon View Federal Credit UnionCredit union Salt Lake City | 55 out of 100, Moderate | $2.1B | 9.8% | 1.36% |
| Pacific Horizon Credit UnionCredit union Springville | 53 out of 100, Below average | $141.4M | 9.3% | 1.81% |
| Hercules First Federal Credit UnionCredit union Salt Lake City | 51 out of 100, Below average | $176.3M | 9.0% | 1.00% |
| National J. A. C. L. Credit UnionCredit union Salt Lake City | 51 out of 100, Below average | $38.6M | 9.7% | 1.71% |
| Desert Rivers Federal Credit UnionCredit union Moab | 50 out of 100, Below average | $116.7M | 8.4% | 1.34% |
Show all 51 credit unions
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Kings Peak Credit UnionCredit union Roosevelt | 46 out of 100, Below average | $68.4M | 9.3% | 3.03% |
Branch networks
Out-of-state institutions with the most Utah branches
| Institution | Score | Assets | Capital | Problem loans | UT branches |
|---|---|---|---|---|---|
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | 71 |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | 45 |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | 39 |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | 33 |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | 31 |
| Bank of America, National AssociationBank Charlotte, NC | 59 out of 100, Moderate | $2.7T | 7.1% | 0.65% | 29 |
| WaFd BankBank Seattle, WA | 61 out of 100, Moderate | $27.6B | 9.2% | 0.63% | 9 |
| D. L. Evans BankBank Burley, ID | 76 out of 100, Strong | $3.7B | 10.4% | 0.26% | 7 |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | 7 |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | 5 |
| Security Service Federal Credit UnionCredit union San Antonio, TX | 61 out of 100, Moderate | $14.4B | 11.3% | 1.03% | 5 |
| Chartway Federal Credit UnionCredit union Virginia Beach, VA | 50 out of 100, Below average | $3.2B | 8.4% | 1.15% | 4 |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | 2 |
| Highway Federal Credit UnionCredit union Hughestown, PA | 75 out of 100, Strong | $35.0M | 18.1% | 2.00% | 2 |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | 2 |
| Korean American Catholics Federal Credit UnionCredit union Flushing, NY | 71 out of 100, Strong | $30.3M | 12.2% | 0.00% | 2 |
| Goldman Sachs Bank USABank New York, NY | 58 out of 100, Moderate | $758.8B | 7.7% | 1.04% | 2 |
| Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT | 77 out of 100, Strong | $14.4M | 17.4% | 1.55% | 1 |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | 1 |
| Steuben Citizens Federal Credit UnionCredit union Bath, NY | 76 out of 100, Strong | $35.8M | 12.2% | 0.09% | 1 |
| Baxter Credit UnionCredit union Vernon Hills, IL | 60 out of 100, Moderate | $6.4B | 10.3% | 0.86% | 1 |
| Tarrant County'S Credit UnionCredit union Fort Worth, TX | 53 out of 100, Below average | $123.7M | 9.6% | 0.80% | 1 |
| Gulf Credit UnionCredit union Groves, TX | 68 out of 100, Moderate | $348.6M | 10.0% | 0.45% | 1 |
| The West Tennessee Credit UnionCredit union Atoka, TN | 75 out of 100, Strong | $17.9M | 11.5% | 0.63% | 1 |
| 1st University Credit UnionCredit union Waco, TX | 65 out of 100, Moderate | $18.5M | 10.0% | 0.41% | 1 |
30 city pages
Banks by city in Utah
- Salt Lake City 71 institutions · 148 branches
- Sandy 54 institutions · 61 branches
- Ogden 17 institutions · 36 branches
- Saint George 13 institutions · 27 branches
- Draper 23 institutions · 25 branches
- Orem 19 institutions · 25 branches
- Provo 17 institutions · 24 branches
- West Jordan 13 institutions · 24 branches
- Logan 16 institutions · 23 branches
- South Jordan 17 institutions · 21 branches
- Layton 15 institutions · 20 branches
- Lehi 15 institutions · 18 branches
- Taylorsville 13 institutions · 16 branches
- Murray 14 institutions · 15 branches
- Riverton 14 institutions · 14 branches
- Bountiful 12 institutions · 14 branches
- Spanish Fork 14 institutions · 14 branches
- West Valley City 11 institutions · 13 branches
- Park City 9 institutions · 12 branches
- American Fork 11 institutions · 11 branches
- Midvale 10 institutions · 11 branches
- St George 7 institutions · 10 branches
- Cedar City 8 institutions · 10 branches
- Roy 7 institutions · 10 branches
- Saratoga Springs 10 institutions · 10 branches
- Pleasant Grove 10 institutions · 10 branches
- Brigham City 9 institutions · 9 branches
- Farmington 8 institutions · 8 branches
- Cottonwood Heights 8 institutions · 8 branches
- Heber City 8 institutions · 8 branches
95 smaller places (below our 5-institution, 8-branch threshold for a separate page)
These places don't get a separate page; here is what's there.
- Springville: 7 branches of 7 institutions
- Herriman: 7 branches of 7 institutions
- Kaysville: 7 branches of 6 institutions
- Vernal: 7 branches of 6 institutions
- Payson: 6 branches of 6 institutions
- Hurricane: 6 branches of 6 institutions
- Clearfield: 6 branches of 5 institutions
- Woods Cross: 6 branches of 6 institutions
- Tooele: 6 branches of 6 institutions
- Price: 6 branches of 6 institutions
- North Ogden: 6 branches of 5 institutions
- Tremonton: 5 branches of 5 institutions
- Centerville: 5 branches of 5 institutions
- Providence: 5 branches of 5 institutions
- Richfield: 5 branches of 5 institutions
- Highland: 5 branches of 5 institutions
- Magna: 5 branches of 5 institutions
- Roosevelt: 5 branches of 5 institutions
- Moab: 5 branches of 5 institutions
- West Point: 4 branches of 4 institutions
- Lindon: 4 branches of 4 institutions
- Blanding: 4 branches of 4 institutions
- Clinton: 4 branches of 4 institutions
- Millcreek: 4 branches of 4 institutions
- Washington: 4 branches of 4 institutions
- Riverdale: 4 branches of 1 institution
- Kearns: 4 branches of 3 institutions
- Nephi: 4 branches of 4 institutions
- South Ogden: 4 branches of 4 institutions
- Ephraim: 4 branches of 4 institutions
- Morgan: 4 branches of 3 institutions
- Santaquin: 3 branches of 3 institutions
- Holladay: 3 branches of 2 institutions
- Salem: 3 branches of 3 institutions
- Smithfield: 3 branches of 3 institutions
- Kanab: 3 branches of 3 institutions
- Fillmore: 2 branches of 2 institutions
- Beaver: 2 branches of 2 institutions
- Delta: 2 branches of 2 institutions
- Fairview: 2 branches of 2 institutions
- Gunnison: 2 branches of 2 institutions
- Hill Air Force Base: 2 branches of 1 institution
- Huntington: 2 branches of 2 institutions
- Hyrum: 2 branches of 2 institutions
- Kamas: 2 branches of 2 institutions
- Lewiston: 2 branches of 2 institutions
- Monticello: 2 branches of 2 institutions
- Moroni: 2 branches of 1 institution
- North Logan: 2 branches of 2 institutions
- North Salt Lake: 2 branches of 2 institutions
- Plain City: 2 branches of 1 institution
- Salina: 2 branches of 2 institutions
- Santa Clara: 2 branches of 2 institutions
- Syracuse: 2 branches of 2 institutions
- West Valley: 2 branches of 2 institutions
- Mt Pleasant: 1 branch of 1 institution
- Randolph: 1 branch of 1 institution
- Mount Pleasant: 1 branch of 1 institution
- Monroe: 1 branch of 1 institution
- Milford: 1 branch of 1 institution
- Midway: 1 branch of 1 institution
- Marriott Slaterville: 1 branch of 1 institution
- Mapleton: 1 branch of 1 institution
- Manti: 1 branch of 1 institution
- Bluffdale: 1 branch of 1 institution
- Loa: 1 branch of 1 institution
- Helper: 1 branch of 1 institution
- Sandy City: 1 branch of 1 institution
- Altamont: 1 branch of 1 institution
- Garland: 1 branch of 1 institution
- Garden City: 1 branch of 1 institution
- Alpine: 1 branch of 1 institution
- Ferron: 1 branch of 1 institution
- Escalante: 1 branch of 1 institution
- South Salt Lake: 1 branch of 1 institution
- Enterprise: 1 branch of 1 institution
- Springdale: 1 branch of 1 institution
- Eden: 1 branch of 1 institution
- Eagle Mountain: 1 branch of 1 institution
- Bluff: 1 branch of 1 institution
- Duchesne: 1 branch of 1 institution
- Corinne: 1 branch of 1 institution
- Coalville: 1 branch of 1 institution
- Tropic: 1 branch of 1 institution
- Circleville: 1 branch of 1 institution
- Vineyard: 1 branch of 1 institution
- Cedar Hills: 1 branch of 1 institution
- Washington Terrace: 1 branch of 1 institution
- West Bountiful: 1 branch of 1 institution
- West Haven: 1 branch of 1 institution
- Parowan: 1 branch of 1 institution
- Castle Dale: 1 branch of 1 institution
- Panguitch: 1 branch of 1 institution
- Orderville: 1 branch of 1 institution
- North Salt Lake City: 1 branch of 1 institution
FDIC records
Recent bank failures in Utah
- Proficio Bank, Cottonwood Heights — March 3, 2017; deposits assumed by Cache Valley Bank
- Sunfirst Bank, Saint George — November 4, 2011; deposits assumed by Cache Valley Bank
- Advanta Bank Corp., Draper — March 19, 2010; deposits assumed by 0
- Centennial Bank, Ogden — March 5, 2010; deposits assumed by 0
- Barnes Banking Company, Kaysville — January 15, 2010; deposits assumed by 0
- America West Bank, Layton — May 1, 2009; deposits assumed by Cache Valley Bank
- Magnet Bank, Salt Lake City — January 30, 2009; deposits assumed by 0
- Merrill Lynch Bank USA, Salt Lake City — January 16, 2009; deposits assumed by 0