TellerScore

Headquartered in Palm Beach Gardens, Florida, Anchor Bank is a state-chartered bank (fed member) with $805.5M in total assets and $656.4M in deposits as of Q2 2026. It operates 9 offices across 2 states. Its charter dates back to 2005.

Anchor Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 16th. Earnings contributes the most (100/100, 3.52%); capital cushion contributes the least (38/100, 8.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.85%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.15%
Earnings100/100
Return on assets (annualized): 3.52%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 74.0% · 33.2% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (61 → 75), mostly because the earnings component improved by 43 points.

TellerScore
616875Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202463
Q4 202461
Q1 202562
Q2 202561
Q3 202562
Q4 202561
Q1 202663
Q2 202675
Tier 1 leverage ratio
5.00%8.17%11.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.37%
Q3 202411.34%
Q4 202410.23%
Q1 20259.46%
Q2 20259.02%
Q3 20258.74%
Q4 20258.33%
Q1 20269.06%
Q2 20268.85%
Noncurrent loans
0.15%0.35%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.36%
Q3 20240.55%
Q4 20240.29%
Q1 20250.27%
Q2 20250.26%
Q3 20250.25%
Q4 20250.15%
Q1 20260.15%
Q2 20260.15%
Return on assets
0.51%2.01%3.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20240.60%
Q4 20240.64%
Q1 20250.88%
Q2 20250.93%
Q3 20250.93%
Q4 20250.98%
Q1 20261.07%
Q2 20263.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$805.5M8.85%0.15%3.52%74.0%
Q1 202663$606.9M9.06%0.15%1.07%93.7%
Q4 202561$570.7M8.33%0.15%0.98%91.8%
Q3 202562$559.6M8.74%0.25%0.93%86.9%
Q2 202561$503.9M9.02%0.26%0.93%94.2%
Q1 202562$500.4M9.46%0.27%0.88%90.6%
Q4 202461$451.7M10.23%0.29%0.64%101.8%
Q3 202463$411.5M11.34%0.55%0.60%97.8%
Q2 202461$358.2M10.37%0.36%0.51%111.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.85%
10th
Total risk-based capital0.00%
24th
Problem loans0.15%
69th
Net charge-offs0.00%
52nd
Return on assets3.52%
99th
Net interest margin3.20%
16th
Efficiency ratio33.9%
98th
Loans to deposits74.0%
62nd
Uninsured deposits33.2%
21st
Loan-loss reserves0.68%
7th
Texas ratio1.0%
68th

Similar-size banks in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
Flagship BankBank Clearwater, FL72 out of 100, Strong$802.8M11.7%0.02%vs
First BankBank Clewiston, FL71 out of 100, Strong$810.5M9.7%0.31%vs
United Southern BankBank Umatilla, FL76 out of 100, Strong$843.0M10.8%0.44%vs
Axiom Bank, National AssociationBank Maitland, FL67 out of 100, Moderate$732.4M11.7%0.06%vs
Terrabank, National AssociationBank Coral Gables, FL65 out of 100, Moderate$897.7M9.8%0.11%vs
Florida Capital Bank, National AssociationBank Jacksonville, FL64 out of 100, Moderate$713.1M9.8%0.16%vs

Deposit insurance

Is my money safe at Anchor Bank?

Yes. Anchor Bank is an FDIC-insured institution (FDIC certificate #57931). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 33.2% of deposits ($218.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.85%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

Anchor Bank lists 8 offices in 7 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Anchor Bank
Former names
Anchor Commercial Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
57931
RSSD ID
3342671
Primary regulator
FED
Holding company
Anchor Bcorp Inc
Established
March 22, 2005
Headquarters
4500 Pga Blvd, Palm Beach Gardens, FL 33418
Employees
98

Quick answers

Anchor Bank: common questions

Is Anchor Bank FDIC insured?

Yes. Anchor Bank is an FDIC-insured institution (FDIC certificate #57931). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Anchor Bank's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Anchor Bank ever failed?

There is no failure record for FDIC certificate #57931 in the FDIC failed bank list.

How many branches does Anchor Bank have?

9 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Palm Beach Gardens

InstitutionScoreAssetsCapitalProblem loansCompare
Guardians Credit UnionCredit union West Palm Beach, FL80 out of 100, Strong$309.5M14.7%0.42%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Cypress Bank & TrustBank Melbourne, FL79 out of 100, Strong$256.8M11.8%0.00%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
BankFloridaBank Dade City, FL75 out of 100, Strong$459.5M12.6%0.00%vs
Gold Coast Federal Credit UnionCredit union Palm Springs, FL75 out of 100, Strong$269.8M11.9%0.43%vs