First Bank (FDIC certificate #9620) is based in Clewiston, Florida. Its Q2 2026 call report shows $810.5M in total assets and $727.3M in deposits and 7 offices.
First Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 35th. Problem-loan coverage contributes the most (96/100, 1.8%); capital cushion contributes the least (47/100, 9.70%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (73 → 71), mostly because the loan quality component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 73 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 73 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.16% |
| Q3 2024 | 9.17% |
| Q4 2024 | 9.46% |
| Q1 2025 | 9.20% |
| Q2 2025 | 9.12% |
| Q3 2025 | 9.47% |
| Q4 2025 | 9.64% |
| Q1 2026 | 9.43% |
| Q2 2026 | 9.70% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.04% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.19% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.29% |
| Q2 2025 | 1.41% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.46% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $810.5M | 9.70% | 0.31% | 1.48% | 67.8% |
| Q1 2026 | 73 | $822.6M | 9.43% | 0.04% | 1.44% | 64.1% |
| Q4 2025 | 74 | $815.5M | 9.64% | 0.04% | 1.46% | 65.1% |
| Q3 2025 | 74 | $787.1M | 9.47% | 0.02% | 1.46% | 65.1% |
| Q2 2025 | 73 | $799.9M | 9.12% | 0.00% | 1.41% | 64.6% |
| Q1 2025 | 72 | $813.5M | 9.20% | 0.00% | 1.29% | 59.3% |
| Q4 2024 | 73 | $739.5M | 9.46% | 0.00% | 1.28% | 65.4% |
| Q3 2024 | 72 | $729.0M | 9.17% | 0.09% | 1.27% | 63.8% |
| Q2 2024 | 71 | $728.1M | 9.16% | 0.15% | 1.19% | 64.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anchor BankBank Palm Beach Gardens, FL | 75 out of 100, Strong | $805.5M | 8.8% | 0.15% | vs |
| Flagship BankBank Clearwater, FL | 72 out of 100, Strong | $802.8M | 11.7% | 0.02% | vs |
| United Southern BankBank Umatilla, FL | 76 out of 100, Strong | $843.0M | 10.8% | 0.44% | vs |
| Axiom Bank, National AssociationBank Maitland, FL | 67 out of 100, Moderate | $732.4M | 11.7% | 0.06% | vs |
| Terrabank, National AssociationBank Coral Gables, FL | 65 out of 100, Moderate | $897.7M | 9.8% | 0.11% | vs |
| Florida Capital Bank, National AssociationBank Jacksonville, FL | 64 out of 100, Moderate | $713.1M | 9.8% | 0.16% | vs |
Deposit insurance
Is my money safe at First Bank?
Yes. First Bank is an FDIC-insured institution (FDIC certificate #9620). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 41.3% of deposits ($300.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.70%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.07% (benchmark: 10%).
7 locations
Branches
First Bank lists 7 offices in 6 cities. Most locations:
- Clewiston, FL (2)
- Belle Glade, FL (1)
- Fort Myers, FL (1)
- Immokalee, FL (1)
- La Belle, FL (1)
- Moore Haven, FL (1)
Identity & history
Profile
- Legal name
- First Bank
- Former names
- First Bank of Clewiston
- Type
- State-chartered bank
- FDIC certificate #
- 9620
- RSSD ID
- 131436
- Primary regulator
- FDIC
- Holding company
- Pioneer Bankcorp Inc
- Established
- January 1, 1922
- Headquarters
- 300 E Sugarland Hwy, Clewiston, FL 33440
- Website
- www.first1bank.com
- Employees
- 114
Quick answers
First Bank: common questions
Is First Bank FDIC insured?
Yes. First Bank is an FDIC-insured institution (FDIC certificate #9620). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Bank ever failed?
There is no failure record for FDIC certificate #9620 in the FDIC failed bank list.
How many branches does First Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Clewiston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gold Coast Federal Credit UnionCredit union Palm Springs, FL | 75 out of 100, Strong | $269.8M | 11.9% | 0.43% | vs |
| Bank of Belle GladeBank Belle Glade, FL | 72 out of 100, Strong | $160.1M | 10.2% | 0.00% | vs |
| Everglades Federal Credit UnionCredit union Clewiston, FL | 71 out of 100, Strong | $55.4M | 10.4% | 0.28% | vs |
| Seacoast National BankBank Stuart, FL | 63 out of 100, Moderate | $21.3B | 9.8% | 0.66% | vs |
| PNC Bank, National AssociationBank Wilmington, DE | 62 out of 100, Moderate | $609.8B | 9.0% | 0.74% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |