Anchor D Bank is a state-chartered bank (fed member) headquartered in Texhoma, Oklahoma, in business for about 120 years. At the end of Q2 2026 it reported $404.5M in total assets and $330.1M in deposits, with 4 offices across 2 states.
Based on its Q2 2026 filing, Anchor D Bank scores 80/100, which we describe as strong. That is higher than 77% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 41st. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (55/100; 10.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 80 |
| Q4 2024 | 77 |
| Q1 2025 | 79 |
| Q2 2025 | 79 |
| Q3 2025 | 79 |
| Q4 2025 | 77 |
| Q1 2026 | 79 |
| Q2 2026 | 80 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.11% |
| Q3 2024 | 10.41% |
| Q4 2024 | 10.01% |
| Q1 2025 | 10.02% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.33% |
| Q4 2025 | 10.14% |
| Q1 2026 | 10.19% |
| Q2 2026 | 10.53% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.91% |
| Q3 2024 | 1.92% |
| Q4 2024 | 1.71% |
| Q1 2025 | 1.81% |
| Q2 2025 | 1.75% |
| Q3 2025 | 1.67% |
| Q4 2025 | 1.57% |
| Q1 2026 | 1.88% |
| Q2 2026 | 1.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $404.5M | 10.53% | 0.00% | 1.80% | 70.0% |
| Q1 2026 | 79 | $389.4M | 10.19% | 0.11% | 1.88% | 64.8% |
| Q4 2025 | 77 | $395.2M | 10.14% | 0.00% | 1.57% | 66.8% |
| Q3 2025 | 79 | $379.4M | 10.33% | 0.00% | 1.67% | 64.1% |
| Q2 2025 | 79 | $366.6M | 10.15% | 0.00% | 1.75% | 67.2% |
| Q1 2025 | 79 | $385.3M | 10.02% | 0.00% | 1.81% | 67.2% |
| Q4 2024 | 77 | $361.8M | 10.01% | 0.00% | 1.71% | 74.5% |
| Q3 2024 | 80 | $349.6M | 10.41% | 0.00% | 1.92% | 74.3% |
| Q2 2024 | 79 | $349.3M | 10.11% | 0.00% | 1.91% | 76.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Security National Bank of EnidBank Enid, OK | 73 out of 100, Strong | $400.4M | 8.7% | 0.14% | vs |
| The Community State BankBank Poteau, OK | 66 out of 100, Moderate | $393.1M | 9.1% | 0.26% | vs |
| Security State Bank of OklahomaBank Wewoka, OK | 79 out of 100, Strong | $388.2M | 12.4% | 0.69% | vs |
| McCurtain County National BankBank Broken Bow, OK | 75 out of 100, Strong | $384.2M | 15.7% | 1.64% | vs |
| Exchange Bank and Trust CompanyBank Perry, OK | 65 out of 100, Moderate | $428.7M | 10.8% | 1.59% | vs |
| The Citizens Bank of EdmondBank Edmond, OK | 57 out of 100, Moderate | $432.4M | 8.5% | 0.63% | vs |
Deposit insurance
Is my money safe at Anchor D Bank?
Yes. Anchor D Bank is an FDIC-insured institution (FDIC certificate #4208). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.3% of deposits ($109.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.53%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.97% (benchmark: 10%).
4 locations
Branches
Anchor D Bank lists 4 offices in 4 cities across 2 states. Most locations:
- Goodwell, OK (1)
- Guymon, OK (1)
- Spearman, TX (1)
- Texhoma, OK (1)
Identity & history
Profile
- Legal name
- Anchor D Bank
- Former names
- The First National Bank of Texhoma
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 4208
- RSSD ID
- 327556
- Primary regulator
- FED
- Holding company
- Texhoma Bancshares Inc
- Established
- February 23, 1906
- Headquarters
- 222 Main Street, Texhoma, OK 73949
- Website
- www.anchordbank.com
- Employees
- 58
Quick answers
Anchor D Bank: common questions
Is Anchor D Bank FDIC insured?
Yes. Anchor D Bank is an FDIC-insured institution (FDIC certificate #4208). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Anchor D Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Anchor D Bank ever failed?
There is no failure record for FDIC certificate #4208 in the FDIC failed bank list.
How many branches does Anchor D Bank have?
4 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Texhoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Stratford, TX | 88 out of 100, Very strong | $371.9M | 12.6% | 0.00% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Western BankBank Lubbock, TX | 71 out of 100, Strong | $947.2M | 9.8% | 0.31% | vs |
| Equity BankBank Andover, KS | 65 out of 100, Moderate | $7.7B | 10.6% | 1.18% | vs |
| Panhandle First BankBank Guymon, OK | 56 out of 100, Moderate | $568.7M | 13.0% | 2.34% | vs |