McCurtain County National Bank is a national bank headquartered in Broken Bow, Oklahoma, in business for about 44 years. At the end of Q2 2026 it reported $384.2M in total assets and $323.6M in deposits, with 5 offices.
McCurtain County National Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 64th. Capital cushion contributes the most (100/100, 15.65%); loan quality contributes the least (45/100, 1.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (86 → 75), mostly because the loan quality component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 89 |
| Q4 2024 | 86 |
| Q1 2025 | 82 |
| Q2 2025 | 86 |
| Q3 2025 | 80 |
| Q4 2025 | 77 |
| Q1 2026 | 74 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.44% |
| Q3 2024 | 15.04% |
| Q4 2024 | 15.19% |
| Q1 2025 | 14.26% |
| Q2 2025 | 15.21% |
| Q3 2025 | 15.75% |
| Q4 2025 | 15.81% |
| Q1 2026 | 15.67% |
| Q2 2026 | 15.65% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.53% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.42% |
| Q1 2025 | 1.26% |
| Q2 2025 | 1.38% |
| Q3 2025 | 1.41% |
| Q4 2025 | 1.34% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $384.2M | 15.65% | 1.64% | 1.16% | 43.4% |
| Q1 2026 | 74 | $383.4M | 15.67% | 1.63% | 1.05% | 44.8% |
| Q4 2025 | 77 | $383.1M | 15.81% | 1.60% | 1.34% | 45.3% |
| Q3 2025 | 80 | $368.3M | 15.75% | 1.25% | 1.41% | 48.0% |
| Q2 2025 | 86 | $365.6M | 15.21% | 0.53% | 1.38% | 48.8% |
| Q1 2025 | 82 | $380.7M | 14.26% | 0.60% | 1.26% | 46.8% |
| Q4 2024 | 86 | $374.0M | 15.19% | 0.48% | 1.42% | 48.1% |
| Q3 2024 | 89 | $349.4M | 15.04% | 0.38% | 1.53% | 53.6% |
| Q2 2024 | 87 | $356.4M | 14.44% | 0.34% | 1.49% | 52.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security State Bank of OklahomaBank Wewoka, OK | 79 out of 100, Strong | $388.2M | 12.4% | 0.69% | vs |
| The Community State BankBank Poteau, OK | 66 out of 100, Moderate | $393.1M | 9.1% | 0.26% | vs |
| The Security National Bank of EnidBank Enid, OK | 73 out of 100, Strong | $400.4M | 8.7% | 0.14% | vs |
| Anchor D BankBank Texhoma, OK | 80 out of 100, Strong | $404.5M | 10.5% | 0.00% | vs |
| The Pauls Valley National BankBank Pauls Valley, OK | 39 out of 100, Low | $356.6M | 9.5% | 5.72% | vs |
| Sooner State BankBank Tuttle, OK | 86 out of 100, Very strong | $354.6M | 12.8% | 0.33% | vs |
Deposit insurance
Is my money safe at McCurtain County National Bank?
Yes. McCurtain County National Bank is an FDIC-insured institution (FDIC certificate #23798). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.0% of deposits ($122.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
McCurtain County National Bank lists 5 offices in 4 cities. Most locations:
- Broken Bow, OK (2)
- Antlers, OK (1)
- Idabel, OK (1)
- Valliant, OK (1)
Identity & history
Profile
- Legal name
- McCurtain County National Bank
- Type
- National bank
- FDIC certificate #
- 23798
- RSSD ID
- 423159
- Primary regulator
- OCC
- Holding company
- McCurtain Cnty Bancshares Inc
- Established
- April 23, 1982
- Headquarters
- 20 N Park Dr, Broken Bow, OK 74728
- Website
- www.mcnbonline.com
- Employees
- 69
Quick answers
McCurtain County National Bank: common questions
Is McCurtain County National Bank FDIC insured?
Yes. McCurtain County National Bank is an FDIC-insured institution (FDIC certificate #23798). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is McCurtain County National Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has McCurtain County National Bank ever failed?
There is no failure record for FDIC certificate #23798 in the FDIC failed bank list.
How many branches does McCurtain County National Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Broken Bow
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Valliant, OK | 79 out of 100, Strong | $100.3M | 10.9% | 0.43% | vs |
| Red River Employees Federal Credit UnionCredit union Texarkana, TX | 77 out of 100, Strong | $1.6B | 13.9% | 0.94% | vs |
| FirstBankBank Antlers, OK | 69 out of 100, Moderate | $684.3M | 10.8% | 0.82% | vs |
| Horatio State BankBank Horatio, AR | 68 out of 100, Moderate | $311.5M | 12.0% | 1.18% | vs |
| First State Bank of DeQueenBank De Queen, AR | 64 out of 100, Moderate | $525.1M | 8.5% | 1.23% | vs |
| Farmers Bank & Trust CompanyBank Magnolia, AR | 61 out of 100, Moderate | $3.2B | 9.9% | 1.32% | vs |