TellerScore

Bank of Ephraim no longer operates under this certificate. It failed on June 25, 2004. See the failure record.

Bank of Ephraim is a bank based in Ephraim, Utah.

There is not enough recent publicly reported data to show a TellerScore for Bank of Ephraim.

TellerScore · —

Scorecard

Capital cushion—/100
Tier 1 leverage ratio: —
Loan quality—/100
Noncurrent loans ÷ total loans: —
Earnings—/100
Return on assets (annualized): —
Funding & liquidity—/100
Loans ÷ deposits and uninsured-deposit share: —
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—
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Total risk-based capital—
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Problem loans—
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Net charge-offs—
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Return on assets—
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Net interest margin—
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Efficiency ratio—
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Loans to deposits—
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Uninsured deposits—
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Loan-loss reserves—
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Texas ratio—
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Deposit insurance

Is my money safe at Bank of Ephraim?

Bank of Ephraim is no longer an active bank in FDIC records (since 2004).

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Bank of Ephraim
Type
State-chartered bank (Fed member)
FDIC certificate #
1249
RSSD ID
866279
Primary regulator
FED
Holding company
Utah Bancshares Inc
Established
January 1, 1905
Headquarters
Main Street, Ephraim, UT 84627

Quick answers

Bank of Ephraim: common questions

Is Bank of Ephraim FDIC insured?

Bank of Ephraim is no longer an active bank in FDIC records (since 2004).

Has Bank of Ephraim ever failed?

FDIC records show Bank of Ephraim failed on June 25, 2004.