TellerScore

CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026

Capital One, National Association complaints

Consumers filed 85,905 complaints about CAPITAL ONE FINANCIAL CORPORATION with the Consumer Financial Protection Bureau over the past three years, 33,812 of them in the last 12 months. The most common product was "Credit reporting or other personal consumer reports" (35%), and the most common issue was "Incorrect information on your report". The company responded on time to 100.0% of complaints, and 17.8% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
85,905
Per $1B deposits
167.6median 8.5
Timely response
100.0%
Closed with relief
17.8%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Capital One, National Association's financial scorecard.

By product

ProductComplaintsShare
Credit reporting or other personal consumer reports29,92834.8%
Credit card29,59834.5%
Checking or savings account13,71116.0%
Debt collection8,55710.0%
Vehicle loan or lease2,7973.3%
Money transfer, virtual currency, or money service8981.0%
Debt or credit management2080.2%
Payday loan, title loan, personal loan, or advance loan940.1%
Prepaid card840.1%
Mortgage170.0%

Top issues

IssueComplaintsShare
Incorrect information on your report16,27018.9%
Improper use of your report10,58312.3%
Managing an account9,93511.6%
Problem with a purchase shown on your statement7,4648.7%
Problem with a company's investigation into an existing problem5,9366.9%
Getting a credit card4,2434.9%
Other features, terms, or problems3,7644.4%
Attempts to collect debt not owed3,3793.9%
Fees or interest2,9153.4%
Closing your account2,7873.2%
Took or threatened to take negative or legal action2,0122.3%
Problem when making payments1,7252.0%

How complaints were closed

Company responseComplaintsShare
Closed with explanation70,00081.5%
Closed with non-monetary relief11,08712.9%
Closed with monetary relief4,0774.7%
In progress7410.9%

Top states

StateComplaintsShare
FL9,08010.6%
TX9,06810.6%
CA8,83910.3%
NY7,2508.4%
GA5,3296.2%
IL3,5774.2%
NJ3,4074.0%
PA3,3403.9%
NC2,8623.3%
MD2,6223.1%

How they were submitted

ChannelComplaintsShare
Web81,89995.3%
Referral1,7852.1%
Phone1,7322.0%
Postal mail4890.6%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.