CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026
Capital One, National Association complaints
Consumers filed 85,905 complaints about CAPITAL ONE FINANCIAL CORPORATION with the Consumer Financial Protection Bureau over the past three years, 33,812 of them in the last 12 months. The most common product was "Credit reporting or other personal consumer reports" (35%), and the most common issue was "Incorrect information on your report". The company responded on time to 100.0% of complaints, and 17.8% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
85,905
Per $1B deposits
167.6median 8.5
Timely response
100.0%
Closed with relief
17.8%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Capital One, National Association's financial scorecard.
By product
Product
Complaints
Share
Credit reporting or other personal consumer reports
29,928
34.8%
Credit card
29,598
34.5%
Checking or savings account
13,711
16.0%
Debt collection
8,557
10.0%
Vehicle loan or lease
2,797
3.3%
Money transfer, virtual currency, or money service
898
1.0%
Debt or credit management
208
0.2%
Payday loan, title loan, personal loan, or advance loan
94
0.1%
Prepaid card
84
0.1%
Mortgage
17
0.0%
Top issues
Issue
Complaints
Share
Incorrect information on your report
16,270
18.9%
Improper use of your report
10,583
12.3%
Managing an account
9,935
11.6%
Problem with a purchase shown on your statement
7,464
8.7%
Problem with a company's investigation into an existing problem
5,936
6.9%
Getting a credit card
4,243
4.9%
Other features, terms, or problems
3,764
4.4%
Attempts to collect debt not owed
3,379
3.9%
Fees or interest
2,915
3.4%
Closing your account
2,787
3.2%
Took or threatened to take negative or legal action
2,012
2.3%
Problem when making payments
1,725
2.0%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
70,000
81.5%
Closed with non-monetary relief
11,087
12.9%
Closed with monetary relief
4,077
4.7%
In progress
741
0.9%
Top states
State
Complaints
Share
FL
9,080
10.6%
TX
9,068
10.6%
CA
8,839
10.3%
NY
7,250
8.4%
GA
5,329
6.2%
IL
3,577
4.2%
NJ
3,407
4.0%
PA
3,340
3.9%
NC
2,862
3.3%
MD
2,622
3.1%
How they were submitted
Channel
Complaints
Share
Web
81,899
95.3%
Referral
1,785
2.1%
Phone
1,732
2.0%
Postal mail
489
0.6%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.