First National Bank of the South (former bank)

First National Bank of the South no longer operates under this certificate. It failed on July 16, 2010. See the failure record.

First National Bank of the South is a bank based in Spartanburg, South Carolina.

There is not enough recent publicly reported data to show a TellerScore for First National Bank of the South.

TellerScore · —

Scorecard

Capital cushion—/100

Tier 1 leverage ratio: —

Loan quality—/100

Noncurrent loans ÷ total loans: —

Earnings—/100

Return on assets (annualized): —

Funding & liquidity—/100

Loans ÷ deposits and uninsured-deposit share: —

Problem-loan coverage—/100

"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

0 quarters

Health trend

Quarter-by-quarter figures
Quarter	Score	Assets	Capital	Problem loans	ROA	Loans/deposits

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio—

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Total risk-based capital—

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Problem loans—

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Net charge-offs—

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Return on assets—

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Net interest margin—

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Efficiency ratio—

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Loans to deposits—

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Uninsured deposits—

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Loan-loss reserves—

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Texas ratio—

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Deposit insurance

Is my money safe at First National Bank of the South?

First National Bank of the South is no longer an active bank in FDIC records (since 2010).

Check how much of your own balance is covered

Identity & history

Profile

Legal name: First National Bank of the South
Former names: First National Bank of Spartanburg
Type: National bank
FDIC certificate #: 35383
RSSD ID: 2859574
Primary regulator: OCC
Holding company: First National Bancshares Inc
Established: March 27, 2000
Headquarters: 215 North Pine Street, Spartanburg, SC 29304

Quick answers

First National Bank of the South: common questions

Is First National Bank of the South FDIC insured?

First National Bank of the South is no longer an active bank in FDIC records (since 2010).

Has First National Bank of the South ever failed?

FDIC records show First National Bank of the South failed on July 16, 2010.