TellerScore

South Carolina · Q2 2026 call reports

Safest banks & credit unions in South Carolina

43 banks and 45 credit unions are headquartered in South Carolina, holding $75.5B in deposits. Including out-of-state institutions, there are 1,389 branch locations in the state. The highest-scoring South Carolina-based bank is Pee Dee Federal Savings Bank (90/100); highest-scoring credit union is South Carolina National Guard Federal Credit Union (99/100). The median score across all of them is 74.

Banks
43
Credit unions
45
Branches
1,389
Failures since 1934
23latest Apr 25, 2014

43 headquartered here

South Carolina banks ranked by score

InstitutionScoreAssetsCapitalProblem loans
Pee Dee Federal Savings BankBank Marion90 out of 100, Very strong$37.1M20.5%0.27%
The Peoples BankBank Iva89 out of 100, Very strong$446.7M12.9%0.00%
Palmetto State BankBank Hampton88 out of 100, Very strong$597.5M14.8%0.12%
Farmers and Merchants Bank of South CarolinaBank Holly Hill88 out of 100, Very strong$413.6M16.6%0.74%
First Piedmont Federal Savings and Loan Association of GaffneyBank Gaffney84 out of 100, Strong$597.1M29.1%0.73%
The Bank of ClarendonBank Manning84 out of 100, Strong$438.3M11.7%0.01%
Carolina Bank & Trust Co.Bank Lamar83 out of 100, Strong$844.6M13.5%0.41%
Bank of YorkBank York83 out of 100, Strong$317.7M12.9%0.86%
First National Bank of South CarolinaBank Holly Hill82 out of 100, Strong$309.7M12.4%0.43%
Spratt Savings BankBank Chester82 out of 100, Strong$154.4M20.4%0.23%
CBL State Savings BankBank Greer80 out of 100, Strong$191.3M15.9%0.01%
The Conway National BankBank Conway79 out of 100, Strong$2.0B10.2%0.02%
Bank of Travelers RestBank Travelers Rest79 out of 100, Strong$1.6B10.3%0.12%
Oconee Federal Savings and Loan AssociationBank Seneca78 out of 100, Strong$679.4M13.6%0.33%
Woodruff Federal Savings and Loan AssociationBank Woodruff78 out of 100, Strong$104.2M31.5%0.42%
The Bank of South CarolinaBank Charleston77 out of 100, Strong$571.2M11.8%0.29%
Home Federal Savings and Loan AssociationBank Bamberg77 out of 100, Strong$40.5M14.4%0.28%
The Commercial BankBank Honea Path76 out of 100, Strong$284.2M12.6%0.75%
OPTUS BankBank Columbia75 out of 100, Strong$764.2M13.0%0.94%
Bank of GreeleyvilleBank Greeleyville75 out of 100, Strong$160.1M10.6%0.38%
Pickens Savings and Loan Association, FABank Pickens75 out of 100, Strong$138.3M10.9%0.00%
The Citizens BankBank Olanta74 out of 100, Strong$1.1B9.9%0.18%
First Community BankBank Lexington71 out of 100, Strong$2.4B9.3%0.05%
Coastal Carolina National BankBank Myrtle Beach71 out of 100, Strong$1.4B9.4%0.00%
First Reliance BankBank Florence71 out of 100, Strong$1.1B10.5%0.07%
First Palmetto BankBank Camden71 out of 100, Strong$1.1B9.4%0.15%
South Atlantic BankBank Myrtle Beach70 out of 100, Strong$2.0B9.4%0.01%
Anderson Brothers BankBank Mullins69 out of 100, Moderate$2.4B9.3%0.59%
Security Federal BankBank Aiken69 out of 100, Moderate$1.5B10.8%0.85%
CountybankBank Greenwood69 out of 100, Moderate$733.0M8.7%0.44%
Blue Ridge BankBank Walhalla69 out of 100, Moderate$199.4M9.2%0.00%
First Capital BankBank Charleston68 out of 100, Moderate$1.3B9.6%0.10%
1st Federal Savings Bank of SC, Inc.Bank Walterboro68 out of 100, Moderate$151.6M9.7%0.00%
United Community BankBank Greenville67 out of 100, Moderate$29.0B9.5%0.51%
Bank of the LowcountryBank Walterboro65 out of 100, Moderate$430.2M9.3%0.15%
Dedicated Community BankBank Darlington65 out of 100, Moderate$100.6M9.3%0.47%
Abbeville First Bank, SSBBank Abbeville64 out of 100, Moderate$138.8M10.4%0.81%
Coastal States BankBank Hilton Head Island63 out of 100, Moderate$2.4B11.1%0.95%
Arthur State BankBank Union62 out of 100, Moderate$831.9M8.3%0.60%
Southern First BankBank Greenville59 out of 100, Moderate$4.7B8.9%0.28%
Southern BankBank Spartanburg59 out of 100, Moderate$407.9M8.2%0.28%
Enterprise Bank of South CarolinaBank Ehrhardt52 out of 100, Below average$535.1M9.3%3.64%
Kingstree Federal Savings and Loan AssociationBank Kingstree44 out of 100, Below average$39.3M12.1%2.53%

45 headquartered here

South Carolina credit unions ranked by score

InstitutionScoreAssetsCapitalProblem loans
South Carolina National Guard Federal Credit UnionCredit union Columbia99 out of 100, Very strong$98.3M26.6%0.13%
Allsouth Federal Credit UnionCredit union Columbia93 out of 100, Very strong$1.5B19.6%0.41%
Trinity Baptist Church Federal Credit UnionCredit union Florence92 out of 100, Very strong$2.3M16.8%0.20%
S. C. State Federal Credit UnionCredit union Columbia91 out of 100, Very strong$1.5B15.6%0.82%
Nucor Employee'S Credit UnionCredit union Florence91 out of 100, Very strong$68.2M19.7%0.61%
Columbia Post Office Credit UnionCredit union Columbia89 out of 100, Very strong$25.2M24.3%0.28%
Latitude 32 Federal Credit UnionCredit union Charleston88 out of 100, Very strong$69.5M14.8%0.39%
Georgetown Kraft Credit UnionCredit union Georgetown87 out of 100, Very strong$191.9M18.7%0.95%
Pee Dee Federal Credit UnionCredit union Florence87 out of 100, Very strong$40.8M24.9%0.39%
Anmed Federal Credit UnionCredit union Anderson86 out of 100, Very strong$16.5M14.3%0.08%
Santee Cooper Credit UnionCredit union Moncks Corner82 out of 100, Strong$95.9M15.0%0.97%
Curis Financial Credit UnionCredit union Columbia82 out of 100, Strong$84.3M23.5%0.59%
Srp Federal Credit UnionCredit union North Augusta81 out of 100, Strong$2.1B13.8%0.74%
Palmetto Citizens Federal Credit UnionCredit union Columbia80 out of 100, Strong$1.5B13.5%1.11%
Greenville Heritage Federal Credit UnionCredit union Greenville80 out of 100, Strong$181.2M12.5%0.34%
Founders Federal Credit UnionCredit union Lancaster79 out of 100, Strong$5.2B13.6%0.68%
Mid Carolina Credit UnionCredit union Lugoff77 out of 100, Strong$181.8M12.7%0.66%
Caro Federal Credit UnionCredit union Columbia77 out of 100, Strong$174.9M15.4%0.88%
Palmetto First Federal Credit UnionCredit union Florence77 out of 100, Strong$64.1M21.0%1.89%
Dixies Federal Credit UnionCredit union Darlington77 out of 100, Strong$47.6M22.7%0.80%
South Carolina Federal Credit UnionCredit union North Charlesto76 out of 100, Strong$2.6B13.3%0.60%
S C I Federal Credit UnionCredit union Florence76 out of 100, Strong$23.6M14.2%0.36%
Edisto Federal Credit UnionCredit union Orangeburg74 out of 100, Strong$23.4M17.4%1.54%
Safe Federal Credit UnionCredit union Sumter73 out of 100, Strong$2.0B11.0%0.63%
Berkeley Community Federal Credit UnionCredit union Moncks Corner73 out of 100, Strong$16.6M19.7%5.60%
Rev Federal Credit UnionCredit union Charleston72 out of 100, Strong$1.2B13.8%0.57%
Family Trust Federal Credit UnionCredit union Rock Hill71 out of 100, Strong$805.4M11.8%0.73%
Greenville Federal Credit UnionCredit union Greenville71 out of 100, Strong$512.3M11.0%0.50%
Carolina Foothills Federal Credit UnionCredit union Spartanburg70 out of 100, Strong$224.3M12.0%1.30%
Tru Federal Credit UnionCredit union Greenwood68 out of 100, Moderate$63.4M11.0%0.42%
Mtc Federal Credit UnionCredit union Greenville67 out of 100, Moderate$302.6M12.7%0.90%
Hopesouth Federal Credit UnionCredit union Abbeville67 out of 100, Moderate$39.4M25.4%3.23%
Spc Credit UnionCredit union Hartsville66 out of 100, Moderate$265.8M11.4%1.13%
Secured Advantage Federal Credit UnionCredit union Simpsonville65 out of 100, Moderate$55.7M12.2%0.88%
Carolina Trust Federal Credit UnionCredit union Myrtle Beach64 out of 100, Moderate$422.0M10.0%0.83%
Upstate Federal Credit UnionCredit union Anderson64 out of 100, Moderate$148.5M9.8%0.26%
Emerald Credit Association Federal Credit UnionCredit union Greenwood64 out of 100, Moderate$10.3M8.4%0.00%
Self Memorial Hospital Federal Credit UnionCredit union Greenwood62 out of 100, Moderate$14.0M10.0%1.19%
Neighbors United Federal Credit UnionCredit union Greenwood60 out of 100, Moderate$64.0M12.6%1.27%
South Carolina Methodist Conf Credit UnionCredit union Columbia60 out of 100, Moderate$5.6M8.6%0.25%
S. C. H. D. Dist #7 Federal Credit UnionCredit union Orangeburg51 out of 100, Below average$4.9M17.7%7.50%
Spero Financial Federal Credit UnionCredit union Greenville50 out of 100, Below average$701.5M8.3%0.94%
Cpm Federal Credit UnionCredit union North Charlesto46 out of 100, Below average$759.3M8.9%1.92%
Sharonview Federal Credit UnionCredit union Fort Mill44 out of 100, Below average$1.3B7.6%1.18%
Brookland Federal Credit UnionCredit union West Columbia41 out of 100, Below average$5.1M11.3%3.19%

Branch networks

Out-of-state institutions with the most South Carolina branches

InstitutionScoreAssetsCapitalProblem loansSC branches
First-Citizens Bank & Trust CompanyBank Raleigh, NC58 out of 100, Moderate$236.3B9.7%1.12%110
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%95
Truist BankBank Charlotte, NC63 out of 100, Moderate$548.3B9.8%0.72%94
SouthState Bank, National AssociationBank Winter Haven, FL68 out of 100, Moderate$68.8B10.3%0.54%78
Bank of America, National AssociationBank Charlotte, NC59 out of 100, Moderate$2.7T7.1%0.65%58
TD Bank, National AssociationBank Wilmington, DE63 out of 100, Moderate$342.8B10.3%1.11%50
Pinnacle BankBank Nashville, TN60 out of 100, Moderate$128.8B9.0%0.48%48
Woodforest National BankBank The Woodlands, TX60 out of 100, Moderate$9.0B9.3%1.93%44
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%44
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%25
Fifth Third Bank, National AssociationBank Cincinnati, OH62 out of 100, Moderate$299.2B10.0%0.84%19
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%18
First BankBank Southern Pines, NC74 out of 100, Strong$13.0B11.5%0.49%13
First Horizon BankBank Memphis, TN64 out of 100, Moderate$84.1B10.3%0.83%9
Ameris BankBank Atlanta, GA67 out of 100, Moderate$28.4B11.4%0.57%9
First National Bank of PennsylvaniaBank Greenville, PA64 out of 100, Moderate$50.8B9.4%0.38%9
PNC Bank, National AssociationBank Wilmington, DE62 out of 100, Moderate$609.8B9.0%0.74%8
TowneBankBank Portsmouth, VA74 out of 100, Strong$22.6B10.0%0.22%8
The Huntington National BankBank Columbus, OH59 out of 100, Moderate$283.1B9.3%1.06%7
The Park National BankBank Newark, OH72 out of 100, Strong$12.6B10.3%0.86%5
Navy Federal Credit UnionCredit union Vienna, VA66 out of 100, Moderate$204.4B11.7%1.58%4
Bayer Heritage Federal Credit UnionCredit union New Martinsvill, WV54 out of 100, Below average$800.7M9.9%1.68%3
First Carolina BankBank Rocky Mount, NC66 out of 100, Moderate$3.4B11.4%0.81%2
The Fidelity BankBank Fuquay Varina, NC78 out of 100, Strong$4.7B11.5%0.42%2
HomeTrust BankBank Asheville, NC68 out of 100, Moderate$4.4B12.9%1.40%2

43 city pages

Banks by city in South Carolina

141 smaller places (below our 5-institution, 8-branch threshold for a separate page)

These places don't get a separate page; here is what's there.

  • Newberry: 7 branches of 7 institutions
  • Johns Island: 7 branches of 6 institutions
  • Laurens: 7 branches of 7 institutions
  • Clemson: 7 branches of 7 institutions
  • Boiling Springs: 7 branches of 7 institutions
  • Cayce: 7 branches of 7 institutions
  • Mullins: 6 branches of 4 institutions
  • Cheraw: 6 branches of 6 institutions
  • Mt Pleasant: 6 branches of 4 institutions
  • Kingstree: 6 branches of 6 institutions
  • York: 6 branches of 5 institutions
  • Pickens: 6 branches of 6 institutions
  • Little River: 6 branches of 6 institutions
  • Loris: 6 branches of 5 institutions
  • Abbeville: 5 branches of 4 institutions
  • Dillon: 5 branches of 5 institutions
  • Clover: 5 branches of 4 institutions
  • Piedmont: 5 branches of 4 institutions
  • Chester: 5 branches of 4 institutions
  • Travelers Rest: 5 branches of 4 institutions
  • Union: 5 branches of 3 institutions
  • Walhalla: 5 branches of 4 institutions
  • Lake City: 5 branches of 5 institutions
  • Marion: 4 branches of 3 institutions
  • Manning: 4 branches of 3 institutions
  • Clinton: 4 branches of 4 institutions
  • Barnwell: 4 branches of 4 institutions
  • Bishopville: 4 branches of 4 institutions
  • Bamberg: 4 branches of 4 institutions
  • Saluda: 4 branches of 4 institutions
  • Saint George: 4 branches of 4 institutions
  • Duncan: 4 branches of 4 institutions
  • Bennettsville: 4 branches of 3 institutions
  • Mauldin: 4 branches of 4 institutions
  • Pendleton: 3 branches of 3 institutions
  • Andrews: 3 branches of 3 institutions
  • Belton: 3 branches of 3 institutions
  • Chapin: 3 branches of 3 institutions
  • Elgin: 3 branches of 3 institutions
  • Fountain Inn: 3 branches of 3 institutions
  • Hampton: 3 branches of 3 institutions
  • Inman: 3 branches of 3 institutions
  • Kershaw: 3 branches of 3 institutions
  • Lake Wylie: 3 branches of 3 institutions
  • Landrum: 3 branches of 3 institutions
  • Lugoff: 3 branches of 3 institutions
  • Pageland: 3 branches of 3 institutions
  • Ridgeland: 3 branches of 3 institutions
  • Swansea: 3 branches of 3 institutions
  • Tega Cay: 3 branches of 3 institutions
  • Westminster: 3 branches of 3 institutions
  • Williamston: 3 branches of 3 institutions
  • Woodruff: 3 branches of 3 institutions
  • Clearwater: 2 branches of 2 institutions
  • Great Falls: 2 branches of 2 institutions
  • Prosperity: 2 branches of 2 institutions
  • Edisto Island: 2 branches of 2 institutions
  • Summerton: 2 branches of 2 institutions
  • Graniteville: 2 branches of 2 institutions
  • Aynor: 2 branches of 2 institutions
  • Blythewood: 2 branches of 2 institutions
  • Allendale: 2 branches of 2 institutions
  • Winnsboro: 2 branches of 2 institutions
  • Edgefield: 2 branches of 2 institutions
  • Timmonsville: 2 branches of 2 institutions
  • Ridgeville: 2 branches of 2 institutions
  • Hilton Head: 2 branches of 2 institutions
  • Daniel Island: 2 branches of 2 institutions
  • Chesterfield: 2 branches of 2 institutions
  • Saint Matthews: 2 branches of 2 institutions
  • Chesnee: 2 branches of 2 institutions
  • Honea Path: 2 branches of 2 institutions
  • Johnsonville: 2 branches of 2 institutions
  • Johnston: 2 branches of 2 institutions
  • Eastover: 2 branches of 2 institutions
  • Santee: 2 branches of 2 institutions
  • Eutawville: 2 branches of 2 institutions
  • Mccormick: 2 branches of 2 institutions
  • Holly Hill: 2 branches of 2 institutions
  • Batesburg: 2 branches of 2 institutions
  • Denmark: 1 branch of 1 institution
  • Pamplico: 1 branch of 1 institution
  • Parris Island: 1 branch of 1 institution
  • Pelion: 1 branch of 1 institution
  • Cowpens: 1 branch of 1 institution
  • Cottageville: 1 branch of 1 institution
  • Lamar: 1 branch of 1 institution
  • Quinby: 1 branch of 1 institution
  • Ravenel: 1 branch of 1 institution
  • Richburg: 1 branch of 1 institution
  • Ridge Spring: 1 branch of 1 institution
  • City Of Spartanburg: 1 branch of 1 institution
  • Roebuck: 1 branch of 1 institution
  • Sandy Springs: 1 branch of 1 institution
  • Central: 1 branch of 1 institution
  • Cameron: 1 branch of 1 institution
  • Six Mile: 1 branch of 1 institution
  • Calhoun Falls: 1 branch of 1 institution
  • Springfield: 1 branch of 1 institution
  • St. Stephen: 1 branch of 1 institution
  • Branchville: 1 branch of 1 institution
  • Bowman: 1 branch of 1 institution
  • Blackville: 1 branch of 1 institution
  • Williston: 1 branch of 1 institution
  • Blacksburg: 1 branch of 1 institution
  • Turbeville: 1 branch of 1 institution
  • Bethune: 1 branch of 1 institution
  • Wagener: 1 branch of 1 institution
  • Huger: 1 branch of 1 institution
  • Iva: 1 branch of 1 institution
  • Batesburg-Leesville: 1 branch of 1 institution
  • Hollywood: 1 branch of 1 institution
  • Ladson: 1 branch of 1 institution
  • Lady'S Island: 1 branch of 1 institution
  • Powdersville: 1 branch of 1 institution
  • Ware Shoals: 1 branch of 1 institution
  • Langley: 1 branch of 1 institution
  • Latta: 1 branch of 1 institution
  • Hemingway: 1 branch of 1 institution
  • Harleyville: 1 branch of 1 institution
  • Liberty: 1 branch of 1 institution
  • Hardeeville: 1 branch of 1 institution
  • Longs: 1 branch of 1 institution
  • Hanahan: 1 branch of 1 institution
  • Warrenville: 1 branch of 1 institution
  • Lyman: 1 branch of 1 institution
  • Lynchburg: 1 branch of 1 institution
  • Greeleyville: 1 branch of 1 institution
  • Marietta: 1 branch of 1 institution
  • Mc Bee: 1 branch of 1 institution
  • Gilbert: 1 branch of 1 institution
  • Moore: 1 branch of 1 institution
  • Fairfax: 1 branch of 1 institution
  • Estill: 1 branch of 1 institution
  • Ehrhardt: 1 branch of 1 institution
  • N Charleston: 1 branch of 1 institution
  • Ninety Six: 1 branch of 1 institution
  • Due West: 1 branch of 1 institution
  • Donalds: 1 branch of 1 institution
  • Okatie: 1 branch of 1 institution
  • Olanta: 1 branch of 1 institution

FDIC records

Recent bank failures in South Carolina

Full failed bank list

Mortgage lenders by county in South Carolina