TellerScore

Maverick Bank is a state-chartered bank headquartered in Fort Davis, Texas, in business for about 115 years. At the end of Q2 2026 it reported $809.1M in total assets and $710.5M in deposits, with 9 offices.

Based on its Q2 2026 filing, Maverick Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 143rd. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (38/100; 8.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.81%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings100/100
Return on assets (annualized): 2.43%
Funding & liquidity67/100
Loans ÷ deposits and uninsured-deposit share: 63.2% · 42.1% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (70 → 76), mostly because the earnings component improved by 28 points.

TellerScore
687479Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202475
Q3 202470
Q4 202468
Q1 202569
Q2 202570
Q3 202571
Q4 202574
Q1 202679
Q2 202676
Tier 1 leverage ratio
5.00%8.25%11.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202411.51%
Q3 20249.96%
Q4 20249.43%
Q1 20259.35%
Q2 20259.08%
Q3 20259.05%
Q4 20258.78%
Q1 20269.77%
Q2 20268.81%
Noncurrent loans
0.01%0.19%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.11%
Q3 20240.27%
Q4 20240.37%
Q1 20250.15%
Q2 20250.09%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Return on assets
1.16%1.79%2.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.21%
Q3 20241.16%
Q4 20241.17%
Q1 20251.21%
Q2 20251.30%
Q3 20251.40%
Q4 20251.90%
Q1 20262.25%
Q2 20262.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$809.1M8.81%0.01%2.43%63.2%
Q1 202679$780.3M9.77%0.01%2.25%61.1%
Q4 202574$467.7M8.78%0.01%1.90%63.9%
Q3 202571$418.8M9.05%0.01%1.40%68.7%
Q2 202570$364.4M9.08%0.09%1.30%67.4%
Q1 202569$333.6M9.35%0.15%1.21%63.5%
Q4 202468$286.8M9.43%0.37%1.17%60.1%
Q3 202470$283.2M9.96%0.27%1.16%50.1%
Q2 202475$273.7M11.51%0.11%1.21%39.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.81%
10th
Total risk-based capital0.00%
24th
Problem loans0.01%
86th
Net charge-offs0.01%
49th
Return on assets2.43%
94th
Net interest margin5.62%
98th
Efficiency ratio43.2%
93rd
Loans to deposits63.2%
79th
Uninsured deposits42.1%
9th
Loan-loss reserves1.23%
54th
Texas ratio0.4%
79th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens 1st BankBank Tyler, TX83 out of 100, Strong$811.0M20.5%0.53%vs
First Community BankBank San Benito, TX81 out of 100, Strong$794.4M10.4%0.01%vs
Plains State BankBank Humble, TX59 out of 100, Moderate$828.4M16.5%4.41%vs
Bank of the WestBank Grapevine, TX74 out of 100, Strong$829.8M9.7%0.00%vs
American Bank, National AssociationBank Dallas, TX77 out of 100, Strong$773.8M10.8%0.28%vs
Schertz Bank & TrustBank Schertz, TX90 out of 100, Very strong$770.1M15.2%0.05%vs

Deposit insurance

Is my money safe at Maverick Bank?

Yes. Maverick Bank is an FDIC-insured institution (FDIC certificate #17446). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 42.1% of deposits ($299.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.81%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

Maverick Bank lists 9 offices in 9 cities. Most locations:

  • Alpine, TX (1)
  • Fort Davis, TX (1)
  • Levelland, TX (1)
  • Lubbock, TX (1)
  • Monahans, TX (1)
  • Odessa, TX (1)
  • Presidio, TX (1)
  • Seminole, TX (1)
  • Snyder, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Maverick Bank
Former names
Fort Davis State Bank
Type
State-chartered bank
FDIC certificate #
17446
RSSD ID
455459
Primary regulator
FDIC
Holding company
Maverick Bancshares Inc
Established
October 16, 1911
Headquarters
100 S State St, Fort Davis, TX 79734
Employees
90

Quick answers

Maverick Bank: common questions

Is Maverick Bank FDIC insured?

Yes. Maverick Bank is an FDIC-insured institution (FDIC certificate #17446). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Maverick Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Maverick Bank ever failed?

There is no failure record for FDIC certificate #17446 in the FDIC failed bank list.

How many branches does Maverick Bank have?

9 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Fort Davis

InstitutionScoreAssetsCapitalProblem loansCompare
Big Bend Banks, N.A.Bank Marfa, TX95 out of 100, Very strong$165.4M16.2%0.00%vs
West Texas National BankBank Midland, TX60 out of 100, Moderate$2.9B10.5%1.67%vs
Transpecos Banks, SSBBank Pecos, TX14 out of 100, Low$972.1M6.7%8.15%vs