TellerScore

CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026

Optum Bank, Inc. complaints

Consumers filed 654 complaints about OPTUM BANK, INC. with the Consumer Financial Protection Bureau over the past three years, 249 of them in the last 12 months. The most common product was "Checking or savings account" (77%), and the most common issue was "Managing an account". The company responded on time to 97.9% of complaints, and 0.0% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
654
Per $1B deposits
39.6median 8.5
Timely response
97.9%
Closed with relief
0.0%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Optum Bank, Inc.'s financial scorecard.

By product

ProductComplaintsShare
Checking or savings account50176.6%
Prepaid card446.7%
Payday loan, title loan, personal loan, or advance loan365.5%
Money transfer, virtual currency, or money service355.4%
Credit card192.9%
Debt collection111.7%
Credit reporting or other personal consumer reports71.1%
Debt or credit management10.2%

Top issues

IssueComplaintsShare
Managing an account39460.2%
Closing an account599.0%
Problem with a lender or other company charging your account304.6%
Trouble using the card182.8%
Other transaction problem142.1%
Money was not available when promised121.8%
Problem caused by your funds being low121.8%
Getting the loan101.5%
Problem getting a card or closing an account91.4%
Problem when making payments91.4%
Unexpected or other fees91.4%
Charged fees or interest you didn't expect81.2%

How complaints were closed

Company responseComplaintsShare
Closed with explanation65199.5%
In progress30.5%

Top states

StateComplaintsShare
CA7611.6%
TX639.6%
NY456.9%
FL385.8%
IL365.5%
MD294.4%
NC243.7%
MN233.5%
AZ223.4%
CO223.4%

How they were submitted

ChannelComplaintsShare
Web58789.8%
Referral528.0%
Phone132.0%
Postal mail20.3%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.