CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026
Optum Bank, Inc. complaints
Consumers filed 654 complaints about OPTUM BANK, INC. with the Consumer Financial Protection Bureau over the past three years, 249 of them in the last 12 months. The most common product was "Checking or savings account" (77%), and the most common issue was "Managing an account". The company responded on time to 97.9% of complaints, and 0.0% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
654
Per $1B deposits
39.6median 8.5
Timely response
97.9%
Closed with relief
0.0%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See Optum Bank, Inc.'s financial scorecard.
By product
Product
Complaints
Share
Checking or savings account
501
76.6%
Prepaid card
44
6.7%
Payday loan, title loan, personal loan, or advance loan
36
5.5%
Money transfer, virtual currency, or money service
35
5.4%
Credit card
19
2.9%
Debt collection
11
1.7%
Credit reporting or other personal consumer reports
7
1.1%
Debt or credit management
1
0.2%
Top issues
Issue
Complaints
Share
Managing an account
394
60.2%
Closing an account
59
9.0%
Problem with a lender or other company charging your account
30
4.6%
Trouble using the card
18
2.8%
Other transaction problem
14
2.1%
Money was not available when promised
12
1.8%
Problem caused by your funds being low
12
1.8%
Getting the loan
10
1.5%
Problem getting a card or closing an account
9
1.4%
Problem when making payments
9
1.4%
Unexpected or other fees
9
1.4%
Charged fees or interest you didn't expect
8
1.2%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
651
99.5%
In progress
3
0.5%
Top states
State
Complaints
Share
CA
76
11.6%
TX
63
9.6%
NY
45
6.9%
FL
38
5.8%
IL
36
5.5%
MD
29
4.4%
NC
24
3.7%
MN
23
3.5%
AZ
22
3.4%
CO
22
3.4%
How they were submitted
Channel
Complaints
Share
Web
587
89.8%
Referral
52
8.0%
Phone
13
2.0%
Postal mail
2
0.3%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.