CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026
SoFi Bank, National Association complaints
Consumers filed 7,421 complaints about SOFI TECHNOLOGIES, INC. with the Consumer Financial Protection Bureau over the past three years, 3,515 of them in the last 12 months. The most common product was "Checking or savings account" (67%), and the most common issue was "Managing an account". The company responded on time to 99.9% of complaints, and 7.9% of closed complaints ended with monetary or non-monetary relief.
Complaints (3 yrs)
7,421
Per $1B deposits
158.6median 8.5
Timely response
99.9%
Closed with relief
7.9%
The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See SoFi Bank, National Association's financial scorecard.
By product
Product
Complaints
Share
Checking or savings account
4,980
67.1%
Payday loan, title loan, personal loan, or advance loan
534
7.2%
Money transfer, virtual currency, or money service
455
6.1%
Credit reporting or other personal consumer reports
443
6.0%
Credit card
399
5.4%
Student loan
323
4.4%
Debt collection
153
2.1%
Mortgage
109
1.5%
Prepaid card
15
0.2%
Debt or credit management
8
0.1%
Top issues
Issue
Complaints
Share
Managing an account
3,169
42.7%
Problem with a lender or other company charging your account
779
10.5%
Closing an account
707
9.5%
Incorrect information on your report
243
3.3%
Opening an account
228
3.1%
Dealing with your lender or servicer
221
3.0%
Fraud or scam
186
2.5%
Problem with a purchase shown on your statement
175
2.4%
Problem with a company's investigation into an existing problem
142
1.9%
Improper use of your report
139
1.9%
Getting the loan
137
1.8%
Other transaction problem
102
1.4%
How complaints were closed
Company response
Complaints
Share
Closed with explanation
6,821
91.9%
Closed with monetary relief
504
6.8%
Closed with non-monetary relief
80
1.1%
In progress
16
0.2%
Top states
State
Complaints
Share
CA
1,104
14.9%
TX
735
9.9%
FL
615
8.3%
NY
483
6.5%
GA
359
4.8%
IL
320
4.3%
PA
271
3.7%
NJ
240
3.2%
OH
212
2.9%
NC
211
2.8%
How they were submitted
Channel
Complaints
Share
Web
6,860
92.4%
Referral
398
5.4%
Phone
153
2.1%
Postal mail
10
0.1%
Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.