TellerScore

CFPB complaint counts · Oct 17, 2023 – Oct 17, 2026

SoFi Bank, National Association complaints

Consumers filed 7,421 complaints about SOFI TECHNOLOGIES, INC. with the Consumer Financial Protection Bureau over the past three years, 3,515 of them in the last 12 months. The most common product was "Checking or savings account" (67%), and the most common issue was "Managing an account". The company responded on time to 99.9% of complaints, and 7.9% of closed complaints ended with monetary or non-monetary relief.

Complaints (3 yrs)
7,421
Per $1B deposits
158.6median 8.5
Timely response
99.9%
Closed with relief
7.9%

The CFPB publishes complaints after the company responds or after 15 days, whichever comes first. It does not verify every fact in a complaint, and counts reflect customer volume as much as service quality. Narratives are not shown. See SoFi Bank, National Association's financial scorecard.

By product

ProductComplaintsShare
Checking or savings account4,98067.1%
Payday loan, title loan, personal loan, or advance loan5347.2%
Money transfer, virtual currency, or money service4556.1%
Credit reporting or other personal consumer reports4436.0%
Credit card3995.4%
Student loan3234.4%
Debt collection1532.1%
Mortgage1091.5%
Prepaid card150.2%
Debt or credit management80.1%

Top issues

IssueComplaintsShare
Managing an account3,16942.7%
Problem with a lender or other company charging your account77910.5%
Closing an account7079.5%
Incorrect information on your report2433.3%
Opening an account2283.1%
Dealing with your lender or servicer2213.0%
Fraud or scam1862.5%
Problem with a purchase shown on your statement1752.4%
Problem with a company's investigation into an existing problem1421.9%
Improper use of your report1391.9%
Getting the loan1371.8%
Other transaction problem1021.4%

How complaints were closed

Company responseComplaintsShare
Closed with explanation6,82191.9%
Closed with monetary relief5046.8%
Closed with non-monetary relief801.1%
In progress160.2%

Top states

StateComplaintsShare
CA1,10414.9%
TX7359.9%
FL6158.3%
NY4836.5%
GA3594.8%
IL3204.3%
PA2713.7%
NJ2403.2%
OH2122.9%
NC2112.8%

How they were submitted

ChannelComplaintsShare
Web6,86092.4%
Referral3985.4%
Phone1532.1%
Postal mail100.1%

Want to file a complaint? Submit it directly to the Consumer Financial Protection Bureau (CFPB) through its website. TellerScore does not accept or forward complaints.