TellerScore

The Casey County Bank, Inc. (FDIC certificate #15708) is based in Liberty, Kentucky. Its Q2 2026 call report shows $508.4M in total assets and $365.6M in deposits and 5 offices.

The Casey County Bank, Inc. has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 68th. Problem-loan coverage contributes the most (99/100, 0.6%); capital cushion contributes the least (33/100, 8.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Tier 1 leverage ratio: 8.30%
Loan quality97/100
Noncurrent loans ÷ total loans: 0.10%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity82/100
Loans ÷ deposits and uninsured-deposit share: 61.9% · 29.3% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (63 → 71), mostly because the loan quality component improved by 16 points.

TellerScore
606671Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202464
Q4 202465
Q1 202560
Q2 202563
Q3 202564
Q4 202568
Q1 202671
Q2 202671
Tier 1 leverage ratio
5.00%6.93%8.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.85%
Q3 20248.59%
Q4 20248.41%
Q1 20258.10%
Q2 20258.28%
Q3 20258.48%
Q4 20258.80%
Q1 20268.80%
Q2 20268.30%
Noncurrent loans
0.10%0.33%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.37%
Q3 20240.47%
Q4 20240.41%
Q1 20250.48%
Q2 20250.56%
Q3 20250.57%
Q4 20250.41%
Q1 20260.25%
Q2 20260.10%
Return on assets
0.79%1.06%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.10%
Q3 20241.08%
Q4 20241.09%
Q1 20250.79%
Q2 20250.99%
Q3 20251.04%
Q4 20251.13%
Q1 20261.34%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$508.4M8.30%0.10%1.29%61.9%
Q1 202671$473.8M8.80%0.25%1.34%66.6%
Q4 202568$439.4M8.80%0.41%1.13%69.3%
Q3 202564$430.9M8.48%0.57%1.04%68.9%
Q2 202563$429.0M8.28%0.56%0.99%67.7%
Q1 202560$427.5M8.10%0.48%0.79%64.1%
Q4 202465$417.7M8.41%0.41%1.09%61.6%
Q3 202464$420.5M8.59%0.47%1.08%62.4%
Q2 202466$391.1M8.85%0.37%1.10%62.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.30%
4th
Total risk-based capital12.61%
55th
Problem loans0.10%
74th
Net charge-offs0.07%
23rd
Return on assets1.29%
53rd
Net interest margin3.51%
28th
Efficiency ratio50.5%
82nd
Loans to deposits61.9%
81st
Uninsured deposits29.3%
31st
Loan-loss reserves1.50%
79th
Texas ratio0.6%
75th

Similar-size banks in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
First Community Bank of the Heartland, Inc.Bank Clinton, KY56 out of 100, Moderate$506.0M8.1%1.07%vs
River City Bank, Inc.Bank Louisville, KY74 out of 100, Strong$494.9M11.7%0.36%vs
United Community Bank of West Kentucky, Inc.Bank Morganfield, KY78 out of 100, Strong$524.9M11.0%0.11%vs
Springfield State BankBank Springfield, KY79 out of 100, Strong$486.9M14.0%0.56%vs
Eclipse Bank, Inc.Bank Louisville, KY61 out of 100, Moderate$485.7M9.5%0.31%vs
The Murray BankBank Murray, KY60 out of 100, Moderate$534.1M10.0%1.95%vs

Deposit insurance

Is my money safe at The Casey County Bank, Inc.?

Yes. The Casey County Bank, Inc. is an FDIC-insured institution (FDIC certificate #15708). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.3% of deposits ($107.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.30%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.61% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

The Casey County Bank, Inc. lists 3 offices in 3 cities. Most locations:

  • Crab Orchard, KY (1)
  • Liberty, KY (1)
  • Yosemite, KY (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Casey County Bank, Inc.
Former names
The Casey County Bank; The Casey County Bank, Inc., Liberty, Kentucky
Type
State-chartered bank (Fed member)
FDIC certificate #
15708
RSSD ID
646145
Primary regulator
FED
Holding company
Casey County Bcorp Inc
Established
December 20, 1939
Headquarters
176 N Wallace Wilkinson Blvd, Liberty, KY 42539
Employees
58

Quick answers

The Casey County Bank, Inc.: common questions

Is The Casey County Bank, Inc. FDIC insured?

Yes. The Casey County Bank, Inc. is an FDIC-insured institution (FDIC certificate #15708). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Casey County Bank, Inc.'s TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Casey County Bank, Inc. ever failed?

There is no failure record for FDIC certificate #15708 in the FDIC failed bank list.

How many branches does The Casey County Bank, Inc. have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Liberty

InstitutionScoreAssetsCapitalProblem loansCompare
Pbk Bank, Inc.Bank Stanford, KY94 out of 100, Very strong$175.6M15.2%0.46%vs
Cumberland Security Bank, Inc.Bank Somerset, KY87 out of 100, Very strong$420.1M14.1%0.16%vs
Bank of JamestownBank Jamestown, KY84 out of 100, Strong$263.8M13.0%0.02%vs
Whitaker BankBank Lexington, KY84 out of 100, Strong$1.9B12.9%0.21%vs
United Citizens Bank of Southern KentuckyBank Columbia, KY81 out of 100, Strong$286.2M12.1%0.43%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs