Bank of Jamestown (FDIC certificate #8118) is based in Jamestown, Kentucky. Its Q2 2026 call report shows $263.8M in total assets and $192.2M in deposits and 3 offices.
Based on its Q2 2026 filing, Bank of Jamestown scores 84/100, which we describe as strong. That is higher than 86% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 12th. Its strongest component is problem-loan coverage (100/100; 0.1%), and its lowest is earnings (70/100; 1.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 77 |
| Q4 2024 | 83 |
| Q1 2025 | 83 |
| Q2 2025 | 84 |
| Q3 2025 | 84 |
| Q4 2025 | 85 |
| Q1 2026 | 85 |
| Q2 2026 | 84 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.57% |
| Q3 2024 | 12.70% |
| Q4 2024 | 12.77% |
| Q1 2025 | 12.83% |
| Q2 2025 | 13.03% |
| Q3 2025 | 12.96% |
| Q4 2025 | 13.19% |
| Q1 2026 | 13.40% |
| Q2 2026 | 12.96% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.04% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.05% |
| Q3 2024 | 1.10% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.29% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.21% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $263.8M | 12.96% | 0.02% | 1.24% | 80.9% |
| Q1 2026 | 85 | $262.8M | 13.40% | 0.05% | 1.21% | 80.6% |
| Q4 2025 | 85 | $266.2M | 13.19% | 0.04% | 1.35% | 82.9% |
| Q3 2025 | 84 | $267.2M | 12.96% | 0.04% | 1.29% | 83.9% |
| Q2 2025 | 84 | $258.5M | 13.03% | 0.01% | 1.24% | 83.0% |
| Q1 2025 | 83 | $257.6M | 12.83% | 0.07% | 1.14% | 81.7% |
| Q4 2024 | 83 | $251.5M | 12.77% | 0.01% | 1.09% | 81.4% |
| Q3 2024 | 77 | $248.4M | 12.70% | 0.58% | 1.10% | 83.8% |
| Q2 2024 | 77 | $246.8M | 12.57% | 0.49% | 1.05% | 81.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of HindmanBank Hindman, KY | 62 out of 100, Moderate | $259.7M | 9.2% | 0.91% | vs |
| First National Bank of KentuckyBank Carrollton, KY | 70 out of 100, Strong | $258.0M | 9.2% | 0.60% | vs |
| Citizens BankBank Mount Vernon, KY | 60 out of 100, Moderate | $250.4M | 8.1% | 0.96% | vs |
| Farmers Bank and Trust CompanyBank Princeton, KY | 76 out of 100, Strong | $247.8M | 9.5% | 0.04% | vs |
| Lewisburg Banking CompanyBank Lewisburg, KY | 72 out of 100, Strong | $246.1M | 9.0% | 0.48% | vs |
| First Federal Savings Bank of KentuckyBank Frankfort, KY | 64 out of 100, Moderate | $282.6M | 10.5% | 0.44% | vs |
Deposit insurance
Is my money safe at Bank of Jamestown?
Yes. Bank of Jamestown is an FDIC-insured institution (FDIC certificate #8118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.0% of deposits ($30.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.96%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Bank of Jamestown lists 3 offices in 2 cities. Most locations:
- Jamestown, KY (2)
- Russell Springs, KY (1)
Identity & history
Profile
- Legal name
- Bank of Jamestown
- Type
- State-chartered bank
- FDIC certificate #
- 8118
- RSSD ID
- 567240
- Primary regulator
- FDIC
- Holding company
- Jamestown Bcorp Inc
- Established
- July 17, 1899
- Headquarters
- 400 Monument Sq, Jamestown, KY 42629
- Website
- www.bankofjamestown.com
- Employees
- 36
Quick answers
Bank of Jamestown: common questions
Is Bank of Jamestown FDIC insured?
Yes. Bank of Jamestown is an FDIC-insured institution (FDIC certificate #8118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Jamestown's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Jamestown ever failed?
There is no failure record for FDIC certificate #8118 in the FDIC failed bank list.
How many branches does Bank of Jamestown have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jamestown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank of Cumberland County, Inc.Bank Burkesville, KY | 84 out of 100, Strong | $94.9M | 12.3% | 0.51% | vs |
| United Citizens Bank of Southern KentuckyBank Columbia, KY | 81 out of 100, Strong | $286.2M | 12.1% | 0.43% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| Bank of ColumbiaBank Columbia, KY | 76 out of 100, Strong | $231.1M | 9.3% | 0.19% | vs |
| The Citizens National Bank of SomersetBank Somerset, KY | 75 out of 100, Strong | $700.9M | 9.0% | 0.18% | vs |
| First & Farmers National Bank, Inc.Bank Somerset, KY | 75 out of 100, Strong | $714.2M | 11.5% | 0.77% | vs |