TellerScore

The Converse County Bank (FDIC certificate #12591) is based in Douglas, Wyoming. Its Q2 2026 call report shows $1.1B in total assets and $982.6M in deposits and 3 offices.

Based on its Q2 2026 filing, The Converse County Bank scores 75/100, which we describe as strong. That is higher than 77% of 897 banks with $1 billion – $10 billion. Among 24 banks headquartered in Wyoming, it ranks 11th. Its strongest component is problem-loan coverage (100/100; 0.1%), and its lowest is capital cushion (46/100; 9.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Tier 1 leverage ratio: 9.57%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.05%
Earnings70/100
Return on assets (annualized): 1.25%
Funding & liquidity83/100
Loans ÷ deposits and uninsured-deposit share: 31.1% · 30.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 18 points (57 → 75), mostly because the loan quality component improved by 54 points.

TellerScore
576675Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202461
Q4 202460
Q1 202558
Q2 202557
Q3 202559
Q4 202566
Q1 202674
Q2 202675
Tier 1 leverage ratio
5.00%7.46%9.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.53%
Q3 20249.88%
Q4 20249.83%
Q1 20259.91%
Q2 20259.59%
Q3 20259.75%
Q4 20259.37%
Q1 20269.65%
Q2 20269.57%
Noncurrent loans
0.05%0.93%1.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.82%
Q3 20241.66%
Q4 20241.64%
Q1 20251.65%
Q2 20251.67%
Q3 20251.54%
Q4 20250.32%
Q1 20260.05%
Q2 20260.05%
Return on assets
1.14%1.46%1.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.78%
Q3 20241.73%
Q4 20241.67%
Q1 20251.43%
Q2 20251.43%
Q3 20251.43%
Q4 20251.14%
Q1 20261.15%
Q2 20261.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$1.1B9.57%0.05%1.25%31.1%
Q1 202674$1.1B9.65%0.05%1.15%30.6%
Q4 202566$1.1B9.37%0.32%1.14%30.5%
Q3 202559$1.0B9.75%1.54%1.43%32.3%
Q2 202557$1.0B9.59%1.67%1.43%31.7%
Q1 202558$1.0B9.91%1.65%1.43%30.6%
Q4 202460$965.9M9.83%1.64%1.67%31.2%
Q3 202461$921.9M9.88%1.66%1.73%32.4%
Q2 202459$936.1M9.53%1.82%1.78%31.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.57%
24th
Total risk-based capital28.45%
97th
Problem loans0.05%
91st
Net charge-offs0.00%
77th
Return on assets1.25%
50th
Net interest margin2.04%
2nd
Efficiency ratio45.4%
87th
Loans to deposits31.1%
98th
Uninsured deposits30.5%
51st
Loan-loss reserves1.10%
43rd
Texas ratio0.1%
94th

Similar-size banks in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Hilltop National BankBank Casper, WY84 out of 100, Strong$1.1B11.9%0.28%vs
Pinnacle Bank - WyomingBank Cody, WY77 out of 100, Strong$1.3B10.7%0.26%vs

Deposit insurance

Is my money safe at The Converse County Bank?

Yes. The Converse County Bank is an FDIC-insured institution (FDIC certificate #12591). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.5% of deposits ($300.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.57%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 28.45% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Converse County Bank lists 1 office in 1 city. Most locations:

  • Douglas, WY (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Converse County Bank
Type
State-chartered bank
FDIC certificate #
12591
RSSD ID
72258
Primary regulator
FDIC
Holding company
Converse County Capital Corp
Established
January 1, 1918
Headquarters
332 E Walnut St, Douglas, WY 82633
Employees
63

Quick answers

The Converse County Bank: common questions

Is The Converse County Bank FDIC insured?

Yes. The Converse County Bank is an FDIC-insured institution (FDIC certificate #12591). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Converse County Bank's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Converse County Bank ever failed?

There is no failure record for FDIC certificate #12591 in the FDIC failed bank list.

How many branches does The Converse County Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Douglas

InstitutionScoreAssetsCapitalProblem loansCompare
Points West Community BankBank Windsor, CO75 out of 100, Strong$877.6M9.2%0.06%vs
First Northern Bank of WyomingBank Buffalo, WY61 out of 100, Moderate$982.6M7.9%0.54%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs