The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (70 → 75), mostly because the loan quality component improved by 16 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Colorado

Yes. Points West Community Bank is an FDIC-insured institution (FDIC certificate #3031). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.3% of deposits ($225.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.22%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Points West Community Bank lists 23 offices in 19 cities across 4 states. Most locations:

• Windsor, CO (3)
• Greeley, CO (2)
• Sidney, NE (2)
• Chappell, NE (1)
• Dalton, NE (1)
• Douglas, WY (1)
• Downs, KS (1)
• Englewood, CO (1)
• Fort Collins, CO (1)
• Fullerton, NE (1)
• Haxtun, CO (1)
• Julesburg, CO (1)

All branch addresses and map

Legal name

Points West Community Bank

Former names

First National Bank; The First National Bank of Julesburg

Type

State-chartered bank

FDIC certificate #

3031

RSSD ID

444556

Primary regulator

FDIC

Holding company

First Nebraska Bancs Inc

Established

January 1, 1906

Headquarters

1291 Main St, Windsor, CO 80550

Website

www.pwcbank.com

Employees

145