Side-by-side · Q2 2026 data
167th Tfr Federal Credit Union vs Eastern Panhandle Federal Credit Union
Credit union
167th Tfr Federal Credit Union
Martinsburg, West Virginia · Under $100 million in assets
Credit union
Eastern Panhandle Federal Credit Union
Martinsburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | 167th Tfr Federal Credit Union | Eastern Panhandle Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 57 | 72 (stronger) |
| Loan quality | 85 | 95 (stronger) |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 59th | 72nd |
| Total assets | $72.5M | $18.8M |
| Deposits / shares | $64.7M | $16.4M |
| Capital ratio | 10.74% | 12.18% (stronger) |
| Problem loans | 0.44% | 0.16% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.48% |
| Return on assets | 1.39% (stronger) | 1.34% |
| Loans ÷ deposits | 15.7% (stronger) | 70.2% |
| Uninsured deposits | 3.1% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eastern Panhandle Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), 167th Tfr Federal Credit Union leads on 3 and Eastern Panhandle Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.