TellerScore

Headquartered in Martinsburg, West Virginia, 167th Tfr Federal Credit Union is a federal credit union with $72.5M in total assets and $64.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1959.

Based on its Q2 2026 filing, 167th Tfr Federal Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 31st. Its strongest component is funding & liquidity (100/100; 16% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (57/100; 10.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion57/100
Net worth ratio: 10.74%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.44%
Earnings75/100
Return on assets (annualized): 1.39%
Funding & liquidity100/100
Loans ÷ shares: 15.7% · 3.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.83%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (72 → 78), mostly because the loan quality component improved by 10 points.

TellerScore
627281Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202466
Q4 202468
Q1 202572
Q2 202572
Q3 202575
Q4 202578
Q1 202681
Q2 202678
Net worth ratio
7.00%8.87%10.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.70%
Q3 20249.29%
Q4 20249.47%
Q1 20259.41%
Q2 20259.82%
Q3 202510.24%
Q4 202510.39%
Q1 202610.44%
Q2 202610.74%
Delinquent loans (60+ days)
0.05%0.69%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.34%
Q3 20241.17%
Q4 20241.05%
Q1 20250.41%
Q2 20250.74%
Q3 20250.51%
Q4 20250.33%
Q1 20260.05%
Q2 20260.44%
Return on assets
1.09%1.24%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.09%
Q3 20241.24%
Q4 20241.20%
Q1 20251.11%
Q2 20251.24%
Q3 20251.31%
Q4 20251.33%
Q1 20261.39%
Q2 20261.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$72.5M10.74%0.44%1.39%15.7%
Q1 202681$72.2M10.44%0.05%1.39%16.0%
Q4 202578$70.1M10.39%0.33%1.33%17.2%
Q3 202575$68.8M10.24%0.51%1.31%18.2%
Q2 202572$69.3M9.82%0.74%1.24%19.2%
Q1 202572$69.8M9.41%0.41%1.11%19.2%
Q4 202468$67.3M9.47%1.05%1.20%19.7%
Q3 202466$66.9M9.29%1.17%1.24%20.0%
Q2 202462$68.5M8.70%1.34%1.09%19.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.74%
22nd
Problem loans0.44%
61st
Net charge-offs0.25%
43rd
Return on assets1.39%
82nd
Loans to deposits15.7%
97th
Uninsured deposits3.1%
36th
Loan-loss reserves0.00%
37th
Texas ratio0.8%
69th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
First Priority Federal Credit UnionCredit union Huntington, WV82 out of 100, Strong$74.8M12.5%1.14%vs
Wvu Employees Federal Credit UnionCredit union Morgantown, WV97 out of 100, Very strong$67.8M22.8%0.23%vs
Camc Federal Credit UnionCredit union Charleston, WV98 out of 100, Very strong$80.3M28.3%0.01%vs
Strip Steel Community Federal Credit UnionCredit union Weirton, WV88 out of 100, Very strong$59.9M19.3%0.24%vs
Ravenswood Federal Credit UnionCredit union Ravenswood, WV57 out of 100, Moderate$53.6M8.4%0.99%vs
Metro Community Federal Credit UnionCredit union Huntington, WV51 out of 100, Below average$51.7M9.7%2.71%vs

Deposit insurance

Is my money safe at 167th Tfr Federal Credit Union?

Yes. 167th Tfr Federal Credit Union is a federally insured credit union (NCUA charter #13028). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.74%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

167th Tfr Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
167th Tfr Federal Credit Union
Type
Federal credit union
NCUA charter #
13028
RSSD ID
720689
Primary regulator
NCUA
Established
1959
Headquarters
P O Box 1897, Martinsburg, WV 25402
Employees
16

Quick answers

167th Tfr Federal Credit Union: common questions

Is 167th Tfr Federal Credit Union NCUA insured?

Yes. 167th Tfr Federal Credit Union is a federally insured credit union (NCUA charter #13028). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is 167th Tfr Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does 167th Tfr Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Martinsburg

InstitutionScoreAssetsCapitalProblem loansCompare
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City National Bank of West VirginiaBank Charleston, WV78 out of 100, Strong$6.8B9.6%0.22%vs