Side-by-side · Q2 2026 data
1NB Bank vs Genfed Financial Credit Union
Metric by metric
| Measure | 1NB Bank | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 98 (stronger) | 54 |
| Earnings | 63 | 67 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 57th | 76th |
| Total assets | $319.0M | $335.9M |
| Deposits / shares | $260.1M | $280.4M |
| Capital ratio | 10.29% | 16.78% (stronger) |
| Problem loans | 0.07% (stronger) | 1.38% |
| Net charge-offs | 0.02% (stronger) | 0.36% |
| Return on assets | 1.08% | 1.16% (stronger) |
| Loans ÷ deposits | 81.6% | 72.7% (stronger) |
| Uninsured deposits | 17.4% | 0.0% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1NB Bank leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.