TellerScore

Genfed Financial Credit Union (NCUA charter #97106) is based in Akron, Ohio. Its Q2 2026 call report shows $335.9M in total assets and $280.4M in member shares and deposits and 10 offices across 3 states.

Genfed Financial Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 55th. Capital cushion contributes the most (100/100, 16.78%); loan quality contributes the least (54/100, 1.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.78%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.38%
Earnings67/100
Return on assets (annualized): 1.16%
Funding & liquidity88/100
Loans ÷ shares: 72.7% · 0.0% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (82 → 79), mostly because the loan quality component weakened by 19 points.

TellerScore
798284Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202482
Q4 202479
Q1 202580
Q2 202582
Q3 202581
Q4 202579
Q1 202683
Q2 202679
Net worth ratio
7.00%12.18%17.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.03%
Q3 202415.71%
Q4 202415.91%
Q1 202515.71%
Q2 202516.61%
Q3 202517.37%
Q4 202517.09%
Q1 202616.69%
Q2 202616.78%
Delinquent loans (60+ days)
0.38%0.88%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.74%
Q4 20240.96%
Q1 20250.72%
Q2 20250.82%
Q3 20251.12%
Q4 20251.35%
Q1 20261.05%
Q2 20261.38%
Return on assets
0.63%0.98%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.75%
Q3 20240.99%
Q4 20240.84%
Q1 20250.63%
Q2 20251.03%
Q3 20251.33%
Q4 20251.31%
Q1 20261.28%
Q2 20261.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$335.9M16.78%1.38%1.16%72.7%
Q1 202683$332.3M16.69%1.05%1.28%74.7%
Q4 202579$318.3M17.09%1.35%1.31%78.0%
Q3 202581$307.3M17.37%1.12%1.33%81.2%
Q2 202582$312.6M16.61%0.82%1.03%79.0%
Q1 202580$323.5M15.71%0.72%0.63%75.7%
Q4 202479$316.2M15.91%0.96%0.84%78.5%
Q3 202482$318.6M15.71%0.74%0.99%78.9%
Q2 202484$325.5M15.03%0.38%0.75%76.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.78%
92nd
Problem loans1.38%
16th
Net charge-offs0.36%
49th
Return on assets1.16%
76th
Loans to deposits72.7%
56th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio5.0%
40th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Vacationland Federal Credit UnionCredit union Sandusky, OH72 out of 100, Strong$326.9M12.8%1.16%vs
Glass City Federal Credit UnionCredit union Maumee, OH78 out of 100, Strong$326.1M11.3%0.22%vs
Myusa Credit UnionCredit union Middletown, OH64 out of 100, Moderate$351.2M14.2%2.34%vs
Pse Credit Union, Inc.Credit union Parma, OH72 out of 100, Strong$352.5M11.1%0.61%vs
Oc Federal Credit UnionCredit union Garfield Hts, OH81 out of 100, Strong$314.9M13.5%0.17%vs
Firefighters Community Credit UnionCredit union Cleveland, OH65 out of 100, Moderate$358.6M9.8%0.61%vs

Deposit insurance

Is my money safe at Genfed Financial Credit Union?

Genfed Financial Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 16.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Genfed Financial Credit Union lists 10 offices in 9 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Genfed Financial Credit Union
Type
Non-federally insured state credit union
NCUA charter #
97106
RSSD ID
884273
Primary regulator
State + NCUA
Established
1937
Headquarters
2492 Wedgewood Dr, Suite G, Akron, OH 44312
Employees
83

Quick answers

Genfed Financial Credit Union: common questions

Is Genfed Financial Credit Union NCUA insured?

Genfed Financial Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Genfed Financial Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Genfed Financial Credit Union have?

10 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Akron

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs