Side-by-side · Q2 2026 data
1st Advantage Federal Credit Union vs Henrico Federal Credit Union
Credit union
1st Advantage Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | 1st Advantage Federal Credit Union | Henrico Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 85 (stronger) | 52 |
| Earnings | 92 (stronger) | 62 |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 98th | 31st |
| Total assets | $1.1B | $499.7M |
| Deposits / shares | $895.7M | $447.6M |
| Capital ratio | 16.66% (stronger) | 10.68% |
| Problem loans | 0.45% (stronger) | 1.44% |
| Net charge-offs | 0.39% | 0.34% (stronger) |
| Return on assets | 1.81% (stronger) | 1.04% |
| Loans ÷ deposits | 87.8% | 71.9% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 7.4% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | 19.5% |
1st Advantage Federal Credit Union has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), 1st Advantage Federal Credit Union leads on 5 and Henrico Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.