Side-by-side · Q2 2026 data
1st Bank in Hominy vs The Exchange Bank
Metric by metric
| Measure | 1st Bank in Hominy | The Exchange Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 45 | 71 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 69 (stronger) | 65 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 56th | 82nd |
| Total assets | $45.3M | $158.4M |
| Deposits / shares | $41.6M | $142.3M |
| Capital ratio | 9.47% | 12.10% (stronger) |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.23% (stronger) | 1.13% |
| Loans ÷ deposits | 41.9% | 36.5% (stronger) |
| Uninsured deposits | 14.4% (stronger) | 30.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Exchange Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), 1st Bank in Hominy leads on 3 and The Exchange Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.