TellerScore

1st Bank in Hominy is a state-chartered bank (fed member) headquartered in Hominy, Oklahoma, in business for about 120 years. At the end of Q2 2026 it reported $45.3M in total assets and $41.6M in deposits, with 1 office.

1st Bank in Hominy has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 56% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 63rd. Funding & liquidity contributes the most (100/100, 42% loans-to-deposits, 14% uninsured); capital cushion contributes the least (45/100, 9.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Tier 1 leverage ratio: 9.47%
Loan quality97/100
Noncurrent loans ÷ total loans: 0.09%
Earnings69/100
Return on assets (annualized): 1.23%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 41.9% · 14.4% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (68 → 76), mostly because the earnings component improved by 27 points.

TellerScore
496376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202454
Q4 202458
Q1 202561
Q2 202568
Q3 202572
Q4 202572
Q1 202675
Q2 202676
Tier 1 leverage ratio
5.00%7.23%9.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.66%
Q3 20248.93%
Q4 20247.89%
Q1 20258.29%
Q2 20258.89%
Q3 20259.27%
Q4 20259.39%
Q1 20269.33%
Q2 20269.47%
Noncurrent loans
0.07%1.01%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.95%
Q3 20241.45%
Q4 20240.49%
Q1 20250.36%
Q2 20250.23%
Q3 20250.07%
Q4 20250.18%
Q1 20260.23%
Q2 20260.09%
Return on assets
0.06%0.69%1.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.22%
Q4 20240.16%
Q1 20250.06%
Q2 20250.56%
Q3 20250.75%
Q4 20250.89%
Q1 20261.32%
Q2 20261.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$45.3M9.47%0.09%1.23%41.9%
Q1 202675$44.5M9.33%0.23%1.32%41.5%
Q4 202572$42.7M9.39%0.18%0.89%42.2%
Q3 202572$42.8M9.27%0.07%0.75%41.2%
Q2 202568$42.5M8.89%0.23%0.56%39.4%
Q1 202561$42.6M8.29%0.36%0.06%40.8%
Q4 202458$43.2M7.89%0.49%0.16%40.1%
Q3 202454$47.5M8.93%1.45%0.22%35.9%
Q2 202449$43.0M8.66%1.95%0.32%39.6%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.47%
14th
Total risk-based capital0.00%
27th
Problem loans0.09%
62nd
Net charge-offs-0.01%
85th
Return on assets1.23%
64th
Net interest margin4.63%
77th
Efficiency ratio69.6%
53rd
Loans to deposits41.9%
81st
Uninsured deposits14.4%
56th
Loan-loss reserves1.33%
59th
Texas ratio0.4%
63rd

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Washita State BankBank Burns Flat, OK53 out of 100, Below average$44.3M14.6%3.34%vs
Lakeside Bank of SalinaBank Salina, OK56 out of 100, Moderate$54.6M11.2%3.32%vs
The First State Bank of Pond Creek, OklahomaBank Pond Creek, OK83 out of 100, Strong$55.5M12.8%0.32%vs
The First Farmers National Bank of WaurikaBank Waurika, OK94 out of 100, Very strong$55.5M19.3%0.00%vs
First American BankBank Stonewall, OK82 out of 100, Strong$34.3M13.1%0.67%vs
First Summit BankBank Ryan, OK55 out of 100, Moderate$33.8M13.7%7.11%vs

Deposit insurance

Is my money safe at 1st Bank in Hominy?

Yes. 1st Bank in Hominy is an FDIC-insured institution (FDIC certificate #4122). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 14.4% of deposits ($6.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.47%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

1st Bank in Hominy lists 1 office in 1 city. Most locations:

  • Hominy, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
1st Bank in Hominy
Former names
First National Bank in Hominy; The National Bank of Commerce of Hominy
Type
State-chartered bank (Fed member)
FDIC certificate #
4122
RSSD ID
350657
Primary regulator
FED
Established
April 12, 1906
Headquarters
117 N Price Ave, Hominy, OK 74035
Employees
13

Quick answers

1st Bank in Hominy: common questions

Is 1st Bank in Hominy FDIC insured?

Yes. 1st Bank in Hominy is an FDIC-insured institution (FDIC certificate #4122). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is 1st Bank in Hominy's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has 1st Bank in Hominy ever failed?

There is no failure record for FDIC certificate #4122 in the FDIC failed bank list.

How many branches does 1st Bank in Hominy have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hominy

InstitutionScoreAssetsCapitalProblem loansCompare
The Exchange BankBank Skiatook, OK82 out of 100, Strong$158.4M12.1%0.00%vs
Oklahoma'S Federal Credit UnionCredit union Oklahoma City, OK77 out of 100, Strong$954.5M12.6%0.25%vs
Ttcu Federal Credit UnionCredit union Tulsa, OK73 out of 100, Strong$2.7B13.4%1.49%vs
RCB BankBank Claremore, OK72 out of 100, Strong$4.0B10.7%0.94%vs
American Heritage BankBank Sapulpa, OK71 out of 100, Strong$1.5B9.6%0.21%vs
BancFirstBank Oklahoma City, OK71 out of 100, Strong$12.8B10.6%1.19%vs