Side-by-side · Q2 2026 data
1st Bank of Sea Isle City vs Century Savings Bank
Metric by metric
| Measure | 1st Bank of Sea Isle City | Century Savings Bank |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 47 | 82 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 26 | 41 (stronger) |
| Funding & liquidity | 52 | 85 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 22nd | 80th |
| Total assets | $311.1M | $634.8M |
| Deposits / shares | $251.2M | $489.7M |
| Capital ratio | 9.72% | 13.20% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.16% | 0.53% (stronger) |
| Loans ÷ deposits | 94.7% | 67.7% (stronger) |
| Uninsured deposits | 27.8% | 22.3% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 36.1% |
Century Savings Bank has the higher TellerScore (81 vs 62). On the 6 directional measures above (where higher or lower is clearly better), 1st Bank of Sea Isle City leads on 0 and Century Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.