TellerScore

Century Savings Bank is a si headquartered in Vineland, New Jersey, in business for about 161 years. At the end of Q2 2026 it reported $634.8M in total assets and $489.7M in deposits, with 6 offices.

Century Savings Bank has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 5th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (41/100, 0.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Tier 1 leverage ratio: 13.20%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity85/100
Loans ÷ deposits and uninsured-deposit share: 67.7% · 22.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 81).

TellerScore
808182Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202480
Q4 202480
Q1 202582
Q2 202580
Q3 202581
Q4 202581
Q1 202681
Q2 202681
Tier 1 leverage ratio
5.00%9.10%13.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.89%
Q3 202412.45%
Q4 202412.47%
Q1 202512.50%
Q2 202512.55%
Q3 202512.59%
Q4 202512.76%
Q1 202612.97%
Q2 202613.20%
Noncurrent loans
0.00%0.01%0.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.03%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.53%0.67%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.66%
Q3 20240.64%
Q4 20240.61%
Q1 20250.81%
Q2 20250.59%
Q3 20250.73%
Q4 20250.66%
Q1 20260.66%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$634.8M13.20%0.00%0.53%67.7%
Q1 202681$640.7M12.97%0.00%0.66%64.8%
Q4 202581$649.6M12.76%0.00%0.66%63.5%
Q3 202581$644.2M12.59%0.00%0.73%63.3%
Q2 202580$646.8M12.55%0.00%0.59%62.0%
Q1 202582$640.2M12.50%0.00%0.81%61.6%
Q4 202480$644.1M12.47%0.00%0.61%59.1%
Q3 202480$636.9M12.45%0.00%0.64%60.2%
Q2 202482$627.2M12.89%0.03%0.66%58.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.20%
77th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.01%
89th
Return on assets0.53%
13th
Net interest margin3.60%
32nd
Efficiency ratio53.3%
76th
Loans to deposits67.7%
73rd
Uninsured deposits22.3%
56th
Loan-loss reserves1.50%
79th
Texas ratio0.0%
95th

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Crown BankBank Elizabeth, NJ58 out of 100, Moderate$614.3M26.1%5.77%vs
First Hope Bank, A National Banking AssociationBank Hope, NJ70 out of 100, Strong$656.7M10.0%0.00%vs
Crest Savings BankBank Wildwood, NJ62 out of 100, Moderate$594.2M8.9%0.01%vs
Cenlar FSBBank Ewing, NJ71 out of 100, Strong$782.0M16.6%0.21%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
Freedom BankBank Maywood, NJ63 out of 100, Moderate$838.3M9.8%0.28%vs

Deposit insurance

Is my money safe at Century Savings Bank?

Yes. Century Savings Bank is an FDIC-insured institution (FDIC certificate #30428). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.3% of deposits ($109.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Century Savings Bank lists 6 offices in 5 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Century Savings Bank reported 62 home-loan applications under HMDA (LEI 2549000BVJ73CTA1IZ30): 36 originated ($9,640,000 total), 22 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 36.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Century Savings Bank
Former names
Bridgeton Building and Loan Association; Bridgeton Federal Savings and Loan Association; Century Federal Savings and Loan Association of Bridgeton
Type
SI
FDIC certificate #
30428
RSSD ID
392778
Primary regulator
FDIC
Holding company
Century Bcorp Mhc
Established
January 1, 1865
Headquarters
1376 W Sherman Ave, Vineland, NJ 08360
Employees
60

Quick answers

Century Savings Bank: common questions

Is Century Savings Bank FDIC insured?

Yes. Century Savings Bank is an FDIC-insured institution (FDIC certificate #30428). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Century Savings Bank's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Century Savings Bank ever failed?

There is no failure record for FDIC certificate #30428 in the FDIC failed bank list.

How many branches does Century Savings Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Vineland

InstitutionScoreAssetsCapitalProblem loansCompare
Parke BankBank Sewell, NJ85 out of 100, Very strong$2.3B15.9%0.27%vs
Millville Savings BankBank Millville, NJ81 out of 100, Strong$169.9M13.6%0.12%vs
Monroe Savings BankBank Williamstown, NJ76 out of 100, Strong$114.0M14.0%0.52%vs
Jersey Shore Federal Credit UnionCredit union Northfield, NJ73 out of 100, Strong$246.3M9.8%0.29%vs
Newfield National BankBank Newfield, NJ72 out of 100, Strong$889.1M10.1%0.02%vs
Franklin BankBank Pilesgrove, NJ72 out of 100, Strong$334.1M10.3%0.15%vs