Side-by-side · Q2 2026 data
1st Ed Credit Union vs White Rose Credit Union
Metric by metric
| Measure | 1st Ed Credit Union | White Rose Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 83 | 88 (stronger) |
| Earnings | 37 | 40 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 83rd | 37th |
| Total assets | $138.2M | $115.5M |
| Deposits / shares | $117.3M | $104.3M |
| Capital ratio | 15.87% (stronger) | 8.91% |
| Problem loans | 0.50% | 0.35% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.61% |
| Return on assets | 0.42% | 0.51% (stronger) |
| Loans ÷ deposits | 36.9% (stronger) | 53.3% |
| Uninsured deposits | 2.8% | 2.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.5% | 19.7% |
1st Ed Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), 1st Ed Credit Union leads on 4 and White Rose Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.