Side-by-side · Q2 2026 data
1st Equity Bank vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | 1st Equity Bank | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 33 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 88th | 92nd |
| Total assets | $130.0M | $95.5M |
| Deposits / shares | $87.7M | $80.1M |
| Capital ratio | 16.46% (stronger) | 16.39% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.39% (stronger) | 1.34% |
| Loans ÷ deposits | 110.4% | 39.1% (stronger) |
| Uninsured deposits | 30.7% | 9.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), 1st Equity Bank leads on 3 and Policemen'S Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.