TellerScore

Policemen'S Federal Credit Union is a federal credit union headquartered in South Bend, Indiana, in business for about 59 years. At the end of Q2 2026 it reported $95.5M in total assets and $80.1M in member shares and deposits, with 3 offices across 2 states.

Based on its Q2 2026 filing, Policemen'S Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 92% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 7th. Its strongest component is capital cushion (100/100; 16.39%), and its lowest is earnings (74/100; 1.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.39%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.29%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity100/100
Loans ÷ shares: 39.1% · 9.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (92 → 92).

TellerScore
899295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202492
Q4 202489
Q1 202592
Q2 202592
Q3 202595
Q4 202594
Q1 202692
Q2 202692
Net worth ratio
7.00%11.74%16.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.74%
Q3 202415.90%
Q4 202416.02%
Q1 202515.78%
Q2 202516.05%
Q3 202516.49%
Q4 202516.37%
Q1 202616.14%
Q2 202616.39%
Delinquent loans (60+ days)
0.08%0.22%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.23%
Q3 20240.08%
Q4 20240.36%
Q1 20250.16%
Q2 20250.17%
Q3 20250.22%
Q4 20250.20%
Q1 20260.30%
Q2 20260.29%
Return on assets
0.94%1.26%1.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20241.05%
Q4 20241.09%
Q1 20251.16%
Q2 20251.24%
Q3 20251.57%
Q4 20251.48%
Q1 20261.29%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$95.5M16.39%0.29%1.34%39.1%
Q1 202692$94.9M16.14%0.30%1.29%37.4%
Q4 202594$91.7M16.37%0.20%1.48%38.9%
Q3 202595$89.3M16.49%0.22%1.57%40.4%
Q2 202592$88.7M16.05%0.17%1.24%40.1%
Q1 202592$88.3M15.78%0.16%1.16%40.7%
Q4 202489$85.4M16.02%0.36%1.09%43.4%
Q3 202492$84.5M15.90%0.08%1.05%44.5%
Q2 202490$83.7M15.74%0.23%0.94%46.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.39%
62nd
Problem loans0.29%
69th
Net charge-offs-0.04%
91st
Return on assets1.34%
81st
Loans to deposits39.1%
79th
Uninsured deposits9.0%
9th
Loan-loss reserves0.00%
37th
Texas ratio0.6%
74th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Independent Federal Credit UnionCredit union Anderson, IN45 out of 100, Below average$93.6M10.9%3.43%vs
Afena Federal Credit UnionCredit union Marion, IN52 out of 100, Below average$97.6M11.2%1.49%vs
Family Horizons Credit UnionCredit union Indianapolis, IN66 out of 100, Moderate$93.2M11.1%0.42%vs
Members Source Credit UnionCredit union Merrillville, IN71 out of 100, Strong$92.0M14.0%1.83%vs
Evansville Federal Credit UnionCredit union Evansville, IN74 out of 100, Strong$90.2M14.5%1.50%vs
Lampco Federal Credit UnionCredit union Anderson, IN56 out of 100, Moderate$89.6M9.7%0.89%vs

Deposit insurance

Is my money safe at Policemen'S Federal Credit Union?

Yes. Policemen'S Federal Credit Union is a federally insured credit union (NCUA charter #18393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.0% of shares and deposits ($7.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Policemen'S Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Policemen'S Federal Credit Union
Type
Federal credit union
NCUA charter #
18393
RSSD ID
591384
Primary regulator
NCUA
Established
1967
Headquarters
1130 S Main St, South Bend, IN 46601
Employees
12

Quick answers

Policemen'S Federal Credit Union: common questions

Is Policemen'S Federal Credit Union NCUA insured?

Yes. Policemen'S Federal Credit Union is a federally insured credit union (NCUA charter #18393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Policemen'S Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Policemen'S Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

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