Side-by-side · Q2 2026 data
1st Federal Savings Bank of SC, Inc. vs SouthState Bank, National Association
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | 1st Federal Savings Bank of SC, Inc. | SouthState Bank, National Association |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 47 | 53 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 44 | 77 (stronger) |
| Funding & liquidity | 70 (stronger) | 45 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 37th | 66th |
| Total assets | $151.6M | $68.8B |
| Deposits / shares | $134.3M | $56.4B |
| Capital ratio | 9.68% | 10.28% (stronger) |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.61% | 1.42% (stronger) |
| Loans ÷ deposits | 86.1% (stronger) | 89.9% |
| Uninsured deposits | 18.5% (stronger) | 37.8% |
| Offices | 2 | 340 |
| CFPB complaints (3 yrs) | — | 252 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | — | 23.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), 1st Federal Savings Bank of SC, Inc. leads on 4 and SouthState Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.