The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (65 → 68), mostly because the earnings component improved by 11 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Florida

Yes. SouthState Bank, National Association is an FDIC-insured institution (FDIC certificate #33555). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.8% of deposits ($21.3B) are above the $250,000 FDIC insurance limit, close to the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.28%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.27% (benchmark: 10%).

Check how much of your own balance is covered

SouthState Bank, National Association lists 340 offices in 241 cities across 8 states. Most locations:

• Charleston, SC (6)
• Houston, TX (6)
• Greenville, SC (5)
• Columbia, SC (4)
• Dallas, TX (4)
• Fort Collins, CO (4)
• Jacksonville, FL (4)
• Loveland, CO (4)
• Mckinney, TX (4)
• Mount Pleasant, SC (4)
• Savannah, GA (4)
• Atlanta, GA (3)

All branch addresses and map

Over the last three years, the CFPB forwarded 252 consumer complaints about SOUTHSTATE BANK CORPORATION to the company (102 in the last 12 months). 99.6% received a timely response. That is 4.5 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, SouthState Bank, National Association reported 15,308 home-loan applications under HMDA (LEI 8I3UVGYULPJQIP7FQV10): 9,967 originated ($3,918,535,000 total), 3,118 denied, and 1,949 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

SouthState Bank, National Association

Former names

CenterState Bank, National Association; First National Bank of Polk County; CenterState Bank of Florida, National Association; South State Bank, National Association

Type

National bank

FDIC certificate #

33555

RSSD ID

1929247

Primary regulator

OCC

Holding company

Southstate Bank Corp

Established

February 21, 1992

Headquarters

1101 1st St S, Winter Haven, FL 33880

Website

www.southstatebank.com

Employees

6,430