Side-by-side · Q2 2026 data
1st Financial Bank USA vs Siouxland Bank
Metric by metric
| Measure | 1st Financial Bank USA | Siouxland Bank |
|---|---|---|
| TellerScore | 74 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 50 | 100 (stronger) |
| Earnings | 59 | 82 (stronger) |
| Funding & liquidity | 72 | 97 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 74th | 86th |
| Total assets | $1.4B | $88.3M |
| Deposits / shares | $1.1B | $76.4M |
| Capital ratio | 16.34% (stronger) | 12.36% |
| Problem loans | 1.51% | 0.00% (stronger) |
| Net charge-offs | 2.29% | 0.00% (stronger) |
| Return on assets | 0.98% | 1.55% (stronger) |
| Loans ÷ deposits | 88.7% | 38.0% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 18.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Siouxland Bank has the higher TellerScore (88 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1st Financial Bank USA leads on 2 and Siouxland Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.