TellerScore

Siouxland Bank (FDIC certificate #23270) is based in South Sioux City, Nebraska. Its Q2 2026 call report shows $88.3M in total assets and $76.4M in deposits and 1 office.

Based on its Q2 2026 filing, Siouxland Bank scores 88/100, which we describe as very strong. That is higher than 86% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 21st. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (74/100; 12.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Tier 1 leverage ratio: 12.36%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings82/100
Return on assets (annualized): 1.55%
Funding & liquidity97/100
Loans ÷ deposits and uninsured-deposit share: 38.0% · 18.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (84 → 88), mostly because the capital cushion component improved by 14 points.

TellerScore
798488Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202479
Q4 202482
Q1 202581
Q2 202584
Q3 202585
Q4 202587
Q1 202686
Q2 202688
Tier 1 leverage ratio
5.00%8.68%12.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.16%
Q3 202410.67%
Q4 202410.48%
Q1 202510.74%
Q2 202511.04%
Q3 202511.63%
Q4 202511.95%
Q1 202611.75%
Q2 202612.36%
Noncurrent loans
0.00%0.14%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.28%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.01%
Q4 20250.01%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.42%1.54%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.48%
Q4 20241.44%
Q1 20251.42%
Q2 20251.54%
Q3 20251.55%
Q4 20251.65%
Q1 20261.51%
Q2 20261.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$88.3M12.36%0.00%1.55%38.0%
Q1 202686$90.1M11.75%0.00%1.51%36.8%
Q4 202587$86.6M11.95%0.01%1.65%40.1%
Q3 202585$88.2M11.63%0.01%1.55%39.6%
Q2 202584$84.1M11.04%0.00%1.54%45.0%
Q1 202581$90.5M10.74%0.00%1.42%42.2%
Q4 202482$83.2M10.48%0.00%1.44%44.3%
Q3 202479$88.6M10.67%0.28%1.48%39.4%
Q2 202480$82.6M10.16%0.00%1.45%41.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.36%
45th
Total risk-based capital42.55%
92nd
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.55%
76th
Net interest margin3.59%
34th
Efficiency ratio41.7%
96th
Loans to deposits38.0%
84th
Uninsured deposits18.1%
41st
Loan-loss reserves1.21%
49th
Texas ratio0.0%
85th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Thayer County BankBank Hebron, NE81 out of 100, Strong$88.5M13.0%0.32%vs
Chambers State BankBank Chambers, NE91 out of 100, Very strong$89.2M24.7%0.39%vs
Bank of ElginBank Elgin, NE92 out of 100, Very strong$87.3M13.5%0.00%vs
Scribner BankBank Scribner, NE96 out of 100, Very strong$86.9M16.6%0.04%vs
First Bank and Trust CompanyBank Minden, NE78 out of 100, Strong$91.2M10.5%0.00%vs
Clarkson BankBank Clarkson, NE82 out of 100, Strong$81.4M11.0%0.19%vs

Deposit insurance

Is my money safe at Siouxland Bank?

Yes. Siouxland Bank is an FDIC-insured institution (FDIC certificate #23270). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.1% of deposits ($13.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.36%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 42.55% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Siouxland Bank lists 1 office in 1 city. Most locations:

  • South Sioux City, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Siouxland Bank
Former names
Siouxland National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
23270
RSSD ID
472951
Primary regulator
FED
Holding company
Siouxland National Corp
Established
December 1, 1980
Headquarters
1001 W 29th St, South Sioux City, NE 68776
Employees
7

Quick answers

Siouxland Bank: common questions

Is Siouxland Bank FDIC insured?

Yes. Siouxland Bank is an FDIC-insured institution (FDIC certificate #23270). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Siouxland Bank's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Siouxland Bank ever failed?

There is no failure record for FDIC certificate #23270 in the FDIC failed bank list.

How many branches does Siouxland Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near South Sioux City

InstitutionScoreAssetsCapitalProblem loansCompare
Security National Bank of South DakotaBank Dakota Dunes, SD93 out of 100, Very strong$251.5M14.1%0.00%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
The Security National Bank of Sioux City, IowaBank Sioux City, IA81 out of 100, Strong$1.7B12.8%0.26%vs
Midstates Bank, National AssociationBank Council Bluffs, IA79 out of 100, Strong$653.9M11.6%0.29%vs
Iowa State BankBank Hull, IA78 out of 100, Strong$1.3B11.7%0.06%vs