Side-by-side · Q2 2026 data
1st Gateway Credit Union vs Advantage One Credit Union
Metric by metric
| Measure | 1st Gateway Credit Union | Advantage One Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 91 (stronger) | 68 |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 72 | 92 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 78th | 54th |
| Total assets | $170.9M | $23.5M |
| Deposits / shares | $146.9M | $20.6M |
| Capital ratio | 14.08% (stronger) | 11.84% |
| Problem loans | 0.35% | 0.22% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.44% |
| Return on assets | 0.84% (stronger) | 0.63% |
| Loans ÷ deposits | 88.3% | 68.7% (stronger) |
| Uninsured deposits | 3.1% | 1.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), 1st Gateway Credit Union leads on 4 and Advantage One Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.