1st Gateway Credit Union is a federally insured state-chartered credit union headquartered in Camanche, Iowa, in business for about 73 years. At the end of Q2 2026 it reported $170.9M in total assets and $146.9M in member shares and deposits, with 6 offices across 2 states.
Based on its Q2 2026 filing, 1st Gateway Credit Union scores 80/100, which we describe as strong. That is higher than 78% of 1,341 credit unions with $100 million – $1 billion. Among 66 credit unions headquartered in Iowa, it ranks 21st. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is earnings (54/100; 0.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 80 |
| Q4 2024 | 75 |
| Q1 2025 | 77 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 78 |
| Q1 2026 | 81 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.01% |
| Q3 2024 | 14.44% |
| Q4 2024 | 13.90% |
| Q1 2025 | 13.87% |
| Q2 2025 | 14.13% |
| Q3 2025 | 14.72% |
| Q4 2025 | 13.84% |
| Q1 2026 | 13.79% |
| Q2 2026 | 14.08% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.49% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.27% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.52% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $170.9M | 14.08% | 0.35% | 0.84% | 88.3% |
| Q1 2026 | 81 | $171.9M | 13.79% | 0.20% | 0.81% | 86.7% |
| Q4 2025 | 78 | $168.7M | 13.84% | 0.22% | 0.51% | 89.3% |
| Q3 2025 | 82 | $161.6M | 14.72% | 0.27% | 0.79% | 94.5% |
| Q2 2025 | 81 | $165.8M | 14.13% | 0.19% | 0.71% | 88.4% |
| Q1 2025 | 77 | $166.5M | 13.87% | 0.49% | 0.62% | 86.3% |
| Q4 2024 | 75 | $164.2M | 13.90% | 0.64% | 0.52% | 88.6% |
| Q3 2024 | 80 | $158.9M | 14.44% | 0.38% | 0.81% | 93.5% |
| Q2 2024 | 79 | $161.4M | 14.01% | 0.29% | 0.78% | 92.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Credit UnionCredit union Hiawatha, IA | 43 out of 100, Below average | $174.5M | 7.3% | 0.88% | vs |
| Cent Credit UnionCredit union Mason City, IA | 77 out of 100, Strong | $166.0M | 12.7% | 0.20% | vs |
| Telco Triad Community Credit UnionCredit union Sioux City, IA | 74 out of 100, Strong | $160.5M | 12.2% | 0.45% | vs |
| Affinity Credit UnionCredit union Des Moines, IA | 74 out of 100, Strong | $154.3M | 12.2% | 0.35% | vs |
| North Star Community Credit UnionCredit union Cherokee, IA | 58 out of 100, Moderate | $149.4M | 9.8% | 0.54% | vs |
| Aim Credit UnionCredit union Dubuque, IA | 79 out of 100, Strong | $201.2M | 13.1% | 0.60% | vs |
Deposit insurance
Is my money safe at 1st Gateway Credit Union?
Yes. 1st Gateway Credit Union is a federally insured credit union (NCUA charter #63124). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.1% of shares and deposits ($4.5M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
1st Gateway Credit Union lists 6 offices in 5 cities across 2 states. Most locations:
- Clinton, IA (2)
- Camanche, IA (1)
- De Witt, IA (1)
- Fulton, IL (1)
- Sterling, IL (1)
Identity & history
Profile
- Legal name
- 1st Gateway Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63124
- RSSD ID
- 303998
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- Po Box 110, Camanche, IA 52730
- Employees
- 46
Quick answers
1st Gateway Credit Union: common questions
Is 1st Gateway Credit Union NCUA insured?
Yes. 1st Gateway Credit Union is a federally insured credit union (NCUA charter #63124). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is 1st Gateway Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does 1st Gateway Credit Union have?
6 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Camanche
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kone Employees Credit UnionCredit union Moline, IL | 94 out of 100, Very strong | $20.7M | 17.5% | 0.55% | vs |
| Citizens State BankBank Wyoming, IA | 91 out of 100, Very strong | $137.7M | 17.9% | 0.25% | vs |
| Blue Grass Savings BankBank Blue Grass, IA | 89 out of 100, Very strong | $225.5M | 14.3% | 0.34% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| Maquoketa State BankBank Maquoketa, IA | 86 out of 100, Very strong | $429.0M | 16.4% | 0.52% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |