Side-by-side · Q2 2026 data
1st Liberty Federal Credit Union vs Park Side Financial Credit Union
Metric by metric
| Measure | 1st Liberty Federal Credit Union | Park Side Financial Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 94 (stronger) | 44 |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 40 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 86th | 45th |
| Total assets | $214.2M | $390.4M |
| Deposits / shares | $182.4M | $350.6M |
| Capital ratio | 14.43% (stronger) | 9.37% |
| Problem loans | 0.28% | 0.20% (stronger) |
| Net charge-offs | 0.18% | 0.12% (stronger) |
| Return on assets | 0.49% | 0.67% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 77.3% |
| Uninsured deposits | 4.1% (stronger) | 6.2% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Liberty Federal Credit Union has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), 1st Liberty Federal Credit Union leads on 4 and Park Side Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.