Side-by-side · Q2 2026 data
1st Security Bank of Washington vs Utility Employees Federal Credit Union
Credit union
Utility Employees Federal Credit Union
Aberdeen, Washington · Under $100 million in assets
Metric by metric
| Measure | 1st Security Bank of Washington | Utility Employees Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 93 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 64 | 76 (stronger) |
| Funding & liquidity | 36 | 83 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 44th | 94th |
| Total assets | $3.2B | $3.2M |
| Deposits / shares | $2.5B | $2.6M |
| Capital ratio | 11.44% | 19.42% (stronger) |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 1.09% | 1.39% (stronger) |
| Loans ÷ deposits | 107.9% | 77.3% (stronger) |
| Uninsured deposits | 29.2% | 0.0% (stronger) |
| Offices | 32 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.1% | — |
Utility Employees Federal Credit Union has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), 1st Security Bank of Washington leads on 0 and Utility Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.