Side-by-side · Q2 2026 data
1st Source Bank vs Diversified General Federal Credit Union
Credit union
Diversified General Federal Credit Union
Logansport, Indiana · Under $100 million in assets
Metric by metric
| Measure | 1st Source Bank | Diversified General Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 87 (stronger) | 32 |
| Loan quality | 67 | 92 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 22 | 84 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 77th | 28th |
| Total assets | $9.3B | $20.9M |
| Deposits / shares | $7.4B | $19.1M |
| Capital ratio | 13.72% (stronger) | 8.24% |
| Problem loans | 0.99% | 0.23% (stronger) |
| Net charge-offs | 0.13% | 0.12% (stronger) |
| Return on assets | 1.99% (stronger) | 0.68% |
| Loans ÷ deposits | 95.0% | 75.9% (stronger) |
| Uninsured deposits | 53.8% | 1.5% (stronger) |
| Offices | 76 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
1st Source Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 3 and Diversified General Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.