Side-by-side · Q2 2026 data
1st Source Bank vs Everwise Credit Union
Metric by metric
| Measure | 1st Source Bank | Everwise Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 56 |
| Capital cushion | 87 (stronger) | 41 |
| Loan quality | 67 | 70 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 22 | 55 (stronger) |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 77th | 15th |
| Total assets | $9.3B | $5.8B |
| Deposits / shares | $7.4B | $5.1B |
| Capital ratio | 13.72% (stronger) | 9.11% |
| Problem loans | 0.99% | 0.91% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.61% |
| Return on assets | 1.99% (stronger) | 0.74% |
| Loans ÷ deposits | 95.0% | 90.0% (stronger) |
| Uninsured deposits | 53.8% | 29.0% (stronger) |
| Offices | 76 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 22.2% |
1st Source Bank has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 4 and Everwise Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- South Bend, IN
- Elkhart, IN
- Mishawaka, IN
- Granger, IN
- Warsaw, IN
- Niles, MI
- Plymouth, IN
- Rochester, IN
- Walkerton, IN
- Huntington, IN
- Goshen, IN