Side-by-side · Q2 2026 data
1st Source Bank vs First Bank Midwest
Metric by metric
| Measure | 1st Source Bank | First Bank Midwest |
|---|---|---|
| TellerScore | 75 (stronger) | 52 |
| Capital cushion | 87 (stronger) | 59 |
| Loan quality | 67 (stronger) | 41 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 22 | 46 (stronger) |
| Problem-loan coverage | 90 (stronger) | 72 |
| Peer percentile | 77th | 9th |
| Total assets | $9.3B | $1.5B |
| Deposits / shares | $7.4B | $1.2B |
| Capital ratio | 13.72% (stronger) | 10.90% |
| Problem loans | 0.99% (stronger) | 1.78% |
| Net charge-offs | 0.13% (stronger) | 0.15% |
| Return on assets | 1.99% (stronger) | 0.72% |
| Loans ÷ deposits | 95.0% (stronger) | 104.8% |
| Uninsured deposits | 53.8% | 23.6% (stronger) |
| Offices | 76 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 13.7% |
1st Source Bank has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 6 and First Bank Midwest on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.