Side-by-side · Q2 2026 data
1st Source Bank vs Gulfside Bank
Metric by metric
| Measure | 1st Source Bank | Gulfside Bank |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 87 (stronger) | 62 |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 22 | 44 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 77th | 64th |
| Total assets | $9.3B | $344.6M |
| Deposits / shares | $7.4B | $294.1M |
| Capital ratio | 13.72% (stronger) | 11.24% |
| Problem loans | 0.99% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.99% (stronger) | 1.45% |
| Loans ÷ deposits | 95.0% | 86.1% (stronger) |
| Uninsured deposits | 53.8% | 41.8% (stronger) |
| Offices | 76 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Gulfside Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 2 and Gulfside Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.