Side-by-side · Q2 2026 data
1st Source Bank vs United Federal Credit Union
Metric by metric
| Measure | 1st Source Bank | United Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 87 (stronger) | 69 |
| Loan quality | 67 | 76 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 22 | 68 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 77th | 75th |
| Total assets | $9.3B | $4.4B |
| Deposits / shares | $7.4B | $3.7B |
| Capital ratio | 13.72% (stronger) | 11.94% |
| Problem loans | 0.99% | 0.71% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.61% |
| Return on assets | 1.99% (stronger) | 1.50% |
| Loans ÷ deposits | 95.0% | 88.4% (stronger) |
| Uninsured deposits | 53.8% | 18.0% (stronger) |
| Offices | 76 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 3 and United Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.