Side-by-side · Q2 2026 data
1st Source Bank vs United Fidelity Bank, fsb
Metric by metric
| Measure | 1st Source Bank | United Fidelity Bank, fsb |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 87 (stronger) | 52 |
| Loan quality | 67 | 84 (stronger) |
| Earnings | 100 (stronger) | 16 |
| Funding & liquidity | 22 | 98 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 77th | 33rd |
| Total assets | $9.3B | $6.5B |
| Deposits / shares | $7.4B | $5.6B |
| Capital ratio | 13.72% (stronger) | 10.16% |
| Problem loans | 0.99% | 0.49% (stronger) |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 1.99% (stronger) | -0.09% |
| Loans ÷ deposits | 95.0% | 59.7% (stronger) |
| Uninsured deposits | 53.8% | 17.2% (stronger) |
| Offices | 76 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 37.5% |
1st Source Bank has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 3 and United Fidelity Bank, fsb on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.