Side-by-side · Q2 2026 data
1st State Bank vs Consumers Professional Credit Union
Metric by metric
| Measure | 1st State Bank | Consumers Professional Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 88 (stronger) | 57 |
| Earnings | 74 (stronger) | 62 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 64th | 80th |
| Total assets | $490.1M | $149.7M |
| Deposits / shares | $428.8M | $125.5M |
| Capital ratio | 12.27% | 16.80% (stronger) |
| Problem loans | 0.35% (stronger) | 1.28% |
| Net charge-offs | 0.22% (stronger) | 0.38% |
| Return on assets | 1.35% (stronger) | 1.05% |
| Loans ÷ deposits | 74.2% | 48.1% (stronger) |
| Uninsured deposits | 43.4% | 10.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Consumers Professional Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), 1st State Bank leads on 3 and Consumers Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.