Side-by-side · Q2 2026 data
1st Street Credit Union vs Florida West Coast Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 79 |
| Capital cushion | 97 (stronger) | 70 |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 55 (stronger) | 52 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 87th | 76th |
| Total assets | $34.5M | $144.2M |
| Deposits / shares | $29.2M | $127.4M |
| Capital ratio | 14.66% (stronger) | 12.03% |
| Problem loans | 0.10% (stronger) | 0.25% |
| Net charge-offs | 0.18% (stronger) | 0.41% |
| Return on assets | 0.86% (stronger) | 0.79% |
| Loans ÷ deposits | 42.0% (stronger) | 58.0% |
| Uninsured deposits | 6.1% | 2.2% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 6 and Florida West Coast Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.