Side-by-side · Q2 2026 data
1st Street Credit Union vs Floridacentral Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Floridacentral Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 56 |
| Capital cushion | 97 (stronger) | 28 |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 55 (stronger) | 27 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 87th | 13th |
| Total assets | $34.5M | $621.8M |
| Deposits / shares | $29.2M | $589.0M |
| Capital ratio | 14.66% (stronger) | 7.83% |
| Problem loans | 0.10% (stronger) | 0.69% |
| Net charge-offs | 0.18% (stronger) | 0.61% |
| Return on assets | 0.86% (stronger) | 0.18% |
| Loans ÷ deposits | 42.0% (stronger) | 69.0% |
| Uninsured deposits | 6.1% | 5.0% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 56). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 6 and Floridacentral Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.