Side-by-side · Q2 2026 data
1st Street Credit Union vs Kemba Indianapolis Credit Union
Credit union
Kemba Indianapolis Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | 1st Street Credit Union | Kemba Indianapolis Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 97 (stronger) | 65 |
| Earnings | 55 (stronger) | 54 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 87th | 70th |
| Total assets | $34.5M | $82.3M |
| Deposits / shares | $29.2M | $68.6M |
| Capital ratio | 14.66% | 16.02% (stronger) |
| Problem loans | 0.10% (stronger) | 1.04% |
| Net charge-offs | 0.18% (stronger) | 1.08% |
| Return on assets | 0.86% (stronger) | 0.84% |
| Loans ÷ deposits | 42.0% | 41.9% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 4 and Kemba Indianapolis Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.